Open Banking and Payments APPG

First Registered: 20/05/2020 • Last updated on: 17/11/2021

Official Page

To ensure that Open Banking delivers maximum benefit and value to consumers, businesses and government; promotes effective competition and choice; reduces the cost of payments; supports innovation; and ensures that customers benefit from technological advances, and that new entrants and smaller providers can compete more fairly.

Note: All-Party Parliamentary Groups (APPGs) are informal, cross-party groups formed by MPs and Members of the House of Lords who share a common interest in a particular policy area, region or country. APPGs have no official status within Parliament.

This content was generated for your convenience by Parallel Parliament and does not form part of the official record.
Recent Documents related to Open Banking and Payments

1. Payments UK
27/11/2019 - Competition and Markets Authority
- View source

Found: 07 June 2016 From: Payments UK CMA Retail Banking Market Investigation Payments UK 2 Thomas More

2. Baringa
27/11/2019 - Competition and Markets Authority
- View source

Found: proposed to improve competition within the retail banking market. As a consultancy in the UK f inancial

3. Payments Landscape Review: Call for Evidence
28/07/2020 - HM Treasury
- View source

Found: Payments Landscape Review : Call for Evidence July 2020 Payments Landscape

4. Electronic Money Association
27/11/2019 - Competition and Markets Authority
- View source

Found: Professor Alasdair Smith ChairmanRetail Banking Market Investigation Competition and Markets Authority

5. Open Banking: banking but not as we know it?
26/01/2018 - Parliamentary Research

Found: PAPER Number 08215, 26 January 2018 Open Banking: banking but not as we know it? By Timothy Edmonds

Latest Documents
Recent Speeches related to Open Banking and Payments

1. Cash Network
07/09/2021 - Lords Chamber

1: noble friend agree that, although the future of payments is digital, the case for cash remains material—material - Speech Link
2: the Post Office plays a vital role in supporting payments across the system. There are some 11,000 post - Speech Link
3: standard account allows customers to access cash payments via post offices, as I mentioned in a reply to - Speech Link

2. Rural Banking Services
20/07/2021 - Westminster Hall

1: move,That his House has considered rural banking services.It is a pleasure to serve under - Speech Link
2: Lady that there is an important parallel between banking and broadband services. More time needs to be committed - Speech Link
3: broadband and, unfortunately, the withdrawal of banking services. In my constituency, the experience of - Speech Link

3. Financial Exclusion
04/07/2018 - Lords Chamber

1: face-to-face banking services and free access to cash. The Government recognise that banking and ways of - Speech Link
2: agree that the increasing lack of face-to-face banking services, particularly in rural areas, not only - Speech Link
3: go down to 20% by 2026. As I say, the way that banking is carried out is changing. However, we recognise - Speech Link

4. Access to Cash
20/10/2021 - Westminster Hall

1: despite the increasing use of cards and electronic payments, approximately 8 million people, which is 17% - Speech Link
2: of identification available to set up a complex banking service.I was also shocked to learn from - Speech Link
3: They are looking at where it would be feasible to open branches.While it is rare for me to have - Speech Link

5. Financial Exclusion: Access to Cash
21/05/2019 - Westminster Hall

1: misalignment of incentives between individual banking institutions seeking to shed their costly physical - Speech Link
2: ensure more free cash machines supported by the banking system, which I hope the Treasury will take on - Speech Link
3: wholesale cash infrastructure, to make digital payments an option for everyone and to ensure joined-up - Speech Link

Latest Speeches
Recent Questions related to Open Banking and Payments
1. Open Prisons
asked by: Sarah Champion
... whether he retains the right to overrule a determination that an offender be transferred to an open prison.

2. Open Prisons
asked by: Sarah Champion
... which agency makes the decision to transfer an offender to an open prison; what consultation takes place with (a) other agencies and (b) victims prior to that decision; and what risk assessments are undertaken on the effect of that transfer.

3. Open University
asked by: Lord Watson of Invergowrie
...To ask Her Majesty's Government what plans they have to permit the Open University to offer initial teacher training courses.

4. Open Prisons
asked by: Philip Davies
... for which offences were prisoners in open prisons or open wings of closed prisons serving their sentence as at 1 January 2020.

5. Payments
asked by: Ronnie Cowan
... what discussions his Department has had with relevant stakeholders on bringing forward legislative proposals to allow cashback without a purchase.

Latest Questions
APPG Supplied Content

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6 Current APPG Officers
Ian Liddell-Grainger Portrait
Ian Liddell-Grainger
Chair & Registered Contact
Conservative - Bridgwater and West Somerset
Joined: 20th May 2020
Earl of Lindsay Portrait
Earl of Lindsay
Vice Chair
Conservative - Excepted Hereditary
Joined: 20th May 2020
Lord Cromwell Portrait
Lord Cromwell
Vice Chair
Crossbench - Excepted Hereditary
Joined: 20th May 2020
Lord Sharkey Portrait
Lord Sharkey
Liberal Democrat - Life peer
Joined: 20th May 2020
Contact Details

Registered Contact:

Mr Ian Liddell-Grainger MP, House of Commons, London, SW1A 0AA. Tel: 020 7219 8149.


Public Enquiry Point:

Camila Consolmagno, Stewart Public Affairs Ltd, Flat 1, Eastern Quay Apartments, 25 Rayleigh Road, London E16 1AX. Tel: 07447 946 620



Stewart Public Affairs Ltd acts as the group's secretariat.

Benefits in Kind
5 Feb 2021
Secretariat   From : 05/02/2021 To : 04/02/2022
5 Feb 2021
Stewart Public Affairs Ltd
Secretariat   From : 05/02/2021 To : 04/02/2022
5 Feb 2020
Secretariat   From : 05/02/2020 To : 04/02/2021

No direct financial benefits are on record for the Open Banking and Payments APPG