Planning and Infrastructure Bill

Lord Borwick Excerpts

Report stage
Wednesday 22nd October 2025 Lords Chamber

[Lord Moylan (Con)]

My Lords, I shall speak to my Amendments 53 and 54 in this group, which the noble Baroness, Lady Pidgeon, disdains to address—so that leaves it to me to explain what they would do. Amendment 53 would require local authorities to conduct and publish a parking impact assessment before permitting EV charge point works that may displace general use parking to ensure that the wider motoring public is not disproportionately affected by the transition to electric infrastructure. Amendment 54 seeks to ensure that residents and businesses can request a review where proposed EV installations reduce access to conventional parking.

My concern is that the Government do not appear to appreciate the practical and societal risks of their current approach. Across the country, residents, particularly in towns and suburbs, are finding that parking spaces they have relied on for years are being removed or repurposed for electric vehicle charging bays without consideration of local needs. Of course, the argument is that this is all in the service of the transition to electric vehicles, although that transition appears to be stalling, if we take note of the number of electric vehicles being sold and what the take-up is. But for many people—and there is a class element to this—especially those who cannot afford an electric vehicle, dependency on a petrol or diesel-driven vehicle for getting to work, fulfilling the requirements of daily life and making a living is absolutely essential, and provision has to continue for those. We are in danger of pushing out from parking access poor people, on low incomes, who desperately need a car to make space for the better-off family’s second Tesla for the nanny to use. That cannot be equitable, can it?

What is proposed here is an impact assessment—no prohibition—and the opportunity for people to ask for a review. As I say, the benefits flow directly in one direction. The Minister said in Committee that we must ensure that the regulatory framework is enabling rather than encumbering. I agree, but I ask for whom it is enabling, and at what cost. The transition that we are aiming at has to be fair, balanced and practical, and these amendments would simply introduce a modest, reasonable safeguard to ensure that the wider motoring public is not unduly disadvantaged as infrastructure for electrical vehicles is rolled out.

Amendments 52 and 57—I am willing to address the amendments proposed by the noble Baroness, Lady Pidgeon, even though she cannot be bothered to address mine—raise the same issue that I have highlighted. By allowing private charging points to extend into the public sphere, these measures would in effect reserve and privatise particular road space for the benefit of particular residents and exclude the general public from parking in those bays even when they were free. Perhaps some means could be found whereby the general public could park in them when they were free, but nobody has proposed what this mechanism is.

It is incumbent on the noble Baroness to address this question. In a world where there was limitless parking space, these issues would not arise, but her amendments aim specifically at those places where there is relatively high density. Places where properties do not have their own driveway or on-site parking space tend to be those with higher levels of density—those are the ones she wants to address—and often they are more mixed economically. As I say, that question of equity is important too.

[Lord Borwick (Con)]

My Lords, first, I declare my interests as a taxi proprietor and driver of a wheelchair-accessible taxi. The reason why it is wheelchair-accessible is that I introduced that feature into the manufacture of taxis when I ran that business. I also introduced bus ramps to make low-floor buses accessible, and for some years ran the powered-wheelchair finance business Motability. I was also an electric vehicle entrepreneur, making an electric delivery vehicle— a business I started in 2004. I also declare that my wife and I have an eldest son who is disabled with learning difficulties.

The reason for my Amendment 55 follows the statistic that, in this country, fewer than 3% of public electric vehicle charging points are considered safe and reliable for drivers with accessibility needs. Without the protective measures I am putting forward, drivers with disabilities will likely see no end to the struggle of charging their car safely and reliably. This is an essential activity; it should not be yet another barrier for disabled individuals to carry out their day-to-day lives.

This amendment is modest in scope but vital in purpose. It would surely give the Government the power, if needed in the future, to make compliance with existing accessibility standards obligatory. It is an enabling measure, not an immediate imposition. Many EV drivers rely on the public network to charge their car. We know that around 40% of UK households do not have a driveway, for instance, and therefore have no easy access to home charging. We also know that disability and poverty are strongly correlated, meaning that drivers with disabilities are even less likely to own a private driveway and a home charger. It is therefore deeply troubling that most of the public network is unable to meet even basic accessibility needs.

According to EVA England, nearly half of all drivers, with or without disabilities, have experienced problems using public charge points. They cite heavy cables, high kerbs, obstructed bays and payment terminals that are too high or awkwardly placed. For many disabled drivers, these are not small irritations but complete barriers to participation. In July, electric vehicles made up around 25% of new sales, but in the Motability scheme, which supports drivers with disabilities, they represented 12%—less than half. Why are disabled people not choosing electric vehicles? It is because they cannot recharge them. Indeed, a full quarter of Motability drivers say that they entirely avoid public chargers because of accessibility issues. That is not a future issue but a crisis of access now.

The Department for Transport took an important step in 2022 by publishing an accessibility standard, PAS 1899, designed to address these issues. However, as of today, hardly any public charge points meet that standard, largely because the parts and design requirements have yet to be fully adopted by industry. A revised version is being developed, with input from consumer groups and manufacturers. It is expected to offer a workable compromise between what industry can deliver and what disabled drivers need but, when it comes, it will again be entirely voluntary.

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Moved by

[Lord Borwick]

55: Clause 47, page 60, line 20, at end insert—
“(10) The Automated and Electric Vehicles Act 2018 is amended as set out in subsections (11) and (12).(11) In section 10 (public charging or refuelling points: access, standards and connection)—(a) in subsection (1), after paragraph (b) insert—“(ba) the accessibility of public charging or refuelling points;”;(b) after subsection (3) insert—“(3A) Regulations under subsection (1)(ba) may, for example, require the operator of a public charging or refuelling point to ensure that the point complies with minimum specifications for placement of a charge point display, bay size, and the height and weight of the charging cable for the purpose of ensuring accessibility for disabled people.”.(12) In section 14 (transmission of data relating to charge points), in subsection (2) after “energy consumption” insert “, accessibility”.”Member’s explanatory statement
This amendment seeks to provide extra powers to the Department to enable them to bring forth regulations to enable disabled people to more easily use public charging points. Such regulations may encourage public charging points to be designed with disabled drivers in mind who may be more willing purchase an electric vehicle if they are able to access and use the charging points.

[Lord Borwick (Con)]

I wish to test the opinion of the House.

Leasehold and Freehold Reform Bill

Lord Borwick Excerpts

Committee stage
Wednesday 24th April 2024 Lords Chamber

Moved by

[Lord Borwick]

41: Schedule 4, page 167, line 31, leave out from “rate” to “and” in line 33 and insert “determined using this formula:
Bank Rate at the time that the notice of intention to enfranchise is served + 5 %
Member's explanatory statement
This amendment seeks to make the process for setting the deferment rate more efficient through using a fixed formula based on Bank Rate, rather than requiring the Secretary of State to set the deferment rate in regulations.

[Lord Borwick (Con)]

My Lords, I first declare my interest in my home, which is a long-leasehold property in London. It would not normally be declarable, but in the case of this Bill, this should be an exception. I also declare my interests as in the register in property companies, some of which are developing or have developed houses.

While I am not a great fan of a Conservative Government forcing freeholders to sell land to lease- holders, that principle sailed many years ago, and my Amendments 41, 43, 44 and 45 are designed to simplify the process in this Bill, reducing the costs for the department. They would speed up the process, perhaps by as much as 18 months, making it quicker and cheaper for the Government.

The present structure of the Bill has the price of the enfranchisement calculated by a system laid out in Schedule 4, under which the single most important factor is the deferment rate. I believe that the deferment rate is more important to the size of the actual price than the abolition of marriage value or any other factor.

What is the deferment rate? Some noble Lords believed that it must be in the Bill, but that is not so. The deferment rate, an interest rate by another name, is to be decided by the Secretary of State for DLUHC by way of statutory instrument. When will this be published? We do not know. Departments take a different time for SIs, and some take as long as five years. I have been criticised in the past for being acidic about the Department for Transport taking as long as five years to bring forward an SI on disability matters. The point is that it is certainly not instantaneous.

The interest rate is to be set by the Secretary of State at a date to be announced in due course. I could be rather difficult and quote my right honourable friend from another place, Michael Gove, on the subject of setting interest rates. He has been a supporter of the principle that interest rates should be set not by the Chancellor but by the independent Bank of England. For many years we have had that as a common policy between all parties, yet the Bill reverses that policy, at least in respect of the deferment rate.

The Minister has said that the rate will be a market rate for about 10 years, amended only by another SI. I am afraid that markets do not work like that—they alter fast and furiously. Over the last 10 years, the national rate has varied quite widely, between 0.1% and today’s 5.25%. Yet the department will fix it for the next 10 years, subject only to review at about a year’s notice. If the department was that good, it could make a fortune in the markets rather than create legislation. It cannot be done accurately, but the department still wants to do it.

I submit that my solution is better: there should be a variable rate, varying automatically as a simple margin over base rate. We can have a debate about what that margin should be. I have proposed 5% as a probing amendment. The leaseholder will, in almost all cases, be a worse credit risk than the freeholder, and I have asked several banks about their prospective price for a loan to finance an enfranchisement. I have had a variety of suggestions, as each price will of course depend on the particular circumstances, but a margin of 5% over base rates seems to be a reasonable guess.

There are occasions when leaseholders of flats in a block have enfranchised but one in 100, say, has not come up with their share. It is not unknown for the freeholder himself to provide the finance, and I am told that a margin of 5% over base is considered reasonable by freeholders when they are the lenders.

The first thing would be to agree that the rate should be variable, to take account of current financial circumstances. My Amendment 41 achieves this. The second thing is to agree that the margin on the rate over bank rate should reflect the leaseholder’s cost of borrowing, which is consistent with the rest of the terms of the Bill, but at present I am not entirely certain what that margin should be. I look forward to other noble Lords expressing their opinions.

Amendments 43 to 45 are either consequential or the equivalent measure for leaseholds to be extended rather than enfranchised. My noble friend Lord Forsyth, who is not in his place, was going to support this proposal and may put his name to it later, if it comes forward on Report.

The noble Lord, Lord Truscott, mentioned this amendment at an earlier stage. I did not know whether I should stand at that moment or wait. I hope he will forgive me for replying to his point now. The current rate set by the tribunal is 4.75% or 5%—the noble Earl, Lord Lytton, can immediately correct me if I am wrong—so 10.25% may be wrong, but so is 4.75% or 5%. The noble Lord, Lord Truscott, asked whether a return of 10.25% is available, but the question should be whether any lenders charge as much as 10.25%. I believe that they do, so his argument is actually an argument for variable rates. I beg to move my amendment.

[Lord Moylan (Con)]

My Lords, I rise to support, in general, the principle of what my noble friend Lord Borwick has said, but I am not entirely sure that we need to go into this new world that he is creating when we have a perfectly satisfactory world that already exists. I hasten to add that I am not a chartered surveyor, and everything I say is subject to correction by Members of this Committee who understand these matters better than I.

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[Baroness Scott of Bybrook (Con)]

I reiterate that this is why we would like the Secretary of State to be involved because it is complex and there needs to be a balance. I will come back to the noble Lord with any further comments, but this is why we would prefer the Secretary of State to have this role, to make sure that we are balancing the market at the time with leaseholders’ representation.

I turn to Amendment 42 from the noble Baroness, Lady Taylor, which would require the Secretary of State, when prescribing the deferment rate used in the enfranchisement valuation calculations, to set this at a level that would encourage

“leaseholders to acquire their freehold at the lowest possible cost”.

I assure the noble Baroness and the Committee that the Government are committed to making enfranchisement cheaper and easier and that these reforms will achieve that aim.

I understand how vital setting rates is for enfranchisement premiums. This very proposal was discussed in the other place, and I reiterate the importance of not constraining the Secretary of State via the Bill when making such important decisions. We have been clear that we will set the rates at the market value and recognise that many different elements need to be considered when setting them, as I have just reflected to my noble friend. We continue to have conversations with all relevant stakeholders. As I said, I welcome members of the Committee sharing their views on this matter so that the Government can take them into consideration when making a final decision. For these reasons, I ask my noble friend—

[Lord Borwick (Con)]

I am sorry to interrupt my noble friend again. One of the problems I see with this is the great difficulty in making a change except through statutory instruments, and the amount of time this takes. Whenever the Secretary of State decides that a change must happen, it must happen more quickly than through the route laid down in the Bill. At present, the amount of time doing the statutory instrument, and the fact that we cannot debate its details or change it, makes the whole thing very unfortunate.

There is something to be said for the point, made by my noble friend Lord Young of Cookham, that there is a route through that is used by the Lord Chancellor. I had not appreciated that the deferment rate had so many different implications. I am sure we could call it something different for this purpose, and thus carve out the rate for property matters. But, with a delay of one year or more between a decision and taking action, it is a very difficult subject to structure using the statutory instrument route.

[Baroness Scott of Bybrook (Con)]

My noble friend is absolutely right, and that is why we have not made this decision. We want to get it right, and that is why we listened to everything everybody said in this place and the other place. We will come back to my noble friend with our deliberations. This is important, and speed will also be important: you cannot take a year to change things that need changing, because of the market. They have to be dealt with in a timely manner.

Regarding my noble friend Lord Young’s point about the Lord Chancellor, I will take it back to the department and see whether any discussions have been had on a common approach, and if not, why not, and whether we should have those discussions.

For the reasons I have given, I ask my noble friend to withdraw the amendment.

[Lord Borwick (Con)]

My Lords, I thank everybody for their constructive points and for the education that I have received through this process. I beg leave to withdraw my amendment.

Amendment 41 withdrawn.

Leasehold and Freehold Reform Bill

Lord Borwick Excerpts

2nd reading
Wednesday 27th March 2024 Lords Chamber

[Lord Borwick (Con)]

My Lords, I first declare my interest in my home, which is a long-leasehold property in London. It would not normally be declarable, but in the case of this Bill, this should be an exception. I also declare interests in the register in property companies, some of which are developing and have developed houses.

I have been puzzled by this Bill as it seems to be determined to solve a problem that I do not think generally exists. The problem is presented as a moral problem of the existence of leaseholds, using words such as “feudal”. I hesitate to challenge noble Lords to find bigger or more urgent moral problems to discuss on the last day before a recess. We could be here for weeks, and we would not agree with each other anyway. But I bet that few, even my noble friends on the Front Bench, would put leasehold tenure anywhere near the top of their list.

The freeholders have been upset that this Bill will force them to sell something that they do not want to sell, and I can see their point. Even though that horse bolted many years ago, I do not believe that anybody who has freely entered into a contract with another well-advised party should be forced to change its terms by the Government. This Bill makes that mandatory if the leaseholder alone wants it. This is the case now, so there is no change there except for the price.

The Bill is described as making it cheaper and easier for the leaseholder to buy. Why is it cheaper than before? It is partly because of the abolition of marriage value in the calculation of Schedule 4, but mainly because the price is likely to be lower. How much lower? The trouble is that we cannot tell, because the discount rates to be used in the calculation will be laid out in the statutory instrument when it is published in many months’ time. It is impossible for a tenant to know for certain that he is getting the purchase cheaper until that rate is announced. The Government have said that the rate will be a market rate, but a fixed rate, even though market rates constantly vary. How can there be a fixed rate that is also a market rate?

There is a trend in legislation for Bills to get longer and more complex. We have seen this in several recent Bills. This trend makes it more expensive for the citizen to obey and for us to legislate. This Bill, with 234 pages, is a distressing example. There is a separate trend that the consideration in another place has become more trivial than it was in prior years. I fear that our friends in another place may have passed this Bill with the cheerful feeling that we will study it. I am not sure that we can study it with the diligence that they expect when we cannot hope to find out what the most important rate in the calculation is until next year.