All 3 Debates between Lord Clement-Jones and Lord Fowler

Mon 13th Nov 2017
Data Protection Bill [HL]
Lords Chamber

Committee: 3rd sitting (Hansard): House of Lords

Social Media: Fake News

Debate between Lord Clement-Jones and Lord Fowler
Wednesday 29th April 2020

(4 years ago)

Lords Chamber
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Lord Fowler Portrait The Lord Speaker (Lord Fowler)
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Lord Griffiths of Burry Port. No? I call Lord Clement-Jones.

Lord Clement-Jones Portrait Lord Clement-Jones (LD)
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My Lords, in the light of the Avaaz report and Ofcom’s latest figures showing the massive extent of Covid disinformation, is not the Government’s approach to social media platforms far too flabby? Should they not be obliging social media platforms to not only provide correct information, but issue warnings and then terminate the accounts of those disseminating misinformation about Covid-19?

Data Protection Bill [HL]

Debate between Lord Clement-Jones and Lord Fowler
Lord Fowler Portrait The Lord Speaker (Lord Fowler)
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I should notify the Committee that if Amendment 45B is agreed, I cannot call Amendments 46 to 50A by reason of pre-emption.

Lord Clement-Jones Portrait Lord Clement-Jones (LD)
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My Lords, the noble Earl, Lord Kinnoull, has clearly and knowledgeably introduced the amendment, which I strongly support. He made clear through his case studies the Bill’s potential impact on the insurance industry, and I very much hope that the Minister has taken them to heart. Processing special category data, including health data, is fundamental to calculating levels of risk, as the noble Earl explained, and to underwriting most retail insurance products. Such data is also needed for the administration of insurance policies, particularly claims handling.

The insurance industry has made the convincing case that if the implementation of the Bill does not provide a workable basis for insurers to process that data, it will interrupt the provision to UK consumers of retail insurance products such as health, life and travel insurance, and especially products with health-related consumer benefits, such as enhanced annuities. The noble Earl mentioned a number of impacts, but estimates suggest that, in the motor market alone, if this issue is not resolved, it could impact on about 27 million policies and see premiums rise by about 3% to 5%.

There is a need to process criminal conviction data for the purposes of underwriting insurance in, for instance, the motor insurance market. Insurers need to process data to assess risk and set the prices and terms for mainstream products such as motor, health and travel insurance.

The key issue of concern is that new GDPR standards for consent for special category data, including health, such as the right to withdraw consent without experiencing detriment, are incompatible with the uninterrupted provision of these products. As the noble Earl, Lord Kinnoull, has clearly stated, there is scope for a UK derogation represented by these amendments, which would be in the public interest, to allow processing of criminal conviction and special category data when it is necessary for arranging, underwriting and administering insurance and reinsurance policies and insurance and reinsurance policy claims. I very much hope that the Minister will take those arguments on board.

Deregulation Bill

Debate between Lord Clement-Jones and Lord Fowler
Thursday 5th February 2015

(9 years, 2 months ago)

Lords Chamber
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Lord Clement-Jones Portrait Lord Clement-Jones (LD)
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My Lords, I agree with the noble Lord, Lord Rooker. As only the fourth spear-carrier on this amendment, I want to make just a few, very brief points.

We are, I hope, widely agreeing that this debate is purely about timing. As we have heard, there are supporters of the amendment who may go different ways. I happen to agree with the noble Lord, Lord Rooker, that this measure is in a sense a Trojan Horse designed to damage the BBC, but I suspect that there are many others who will disagree with me, including the noble Baroness, Lady Corston.

As we have heard from around the House, it is vital that licence fee penalties are considered in the round as an integral part of the review of the BBC’s charter and funding. The BBC has an agreed settlement until March 2017 and based its long-term planning around that. Unforeseen reductions in income will impact services and content to the detriment of licence fee payers—that is, if a different arrangement is made beforehand which has an impact on licence fee collection.

As we heard from the noble Lord, Lord Watson, there is another very important reason, quite apart from that budgetary one. It is about the undertaking given by government back in 2010. The noble Lord quoted from the letter.

The noble Baroness, Lady Howe, has retabled her amendment and of course I strongly support it. We were not given a very decent response by the Government in Committee. My noble friend Lord Gardiner stated:

“Surely it does not make sense to apply any constraints that could hinder moving to a new enforcement regime; nor would any such constraint represent the best approach for licence fee payers, or the courts system”.—[Official Report, 11/11/14; col. GC 42.]

I believe entirely the opposite: this amendment, if adopted, would represent the best approach for licence fee payers. This is not an artificial limitation on timing. As my noble friend suggested, it is about keeping to the letter and spirit of the 2010 licence fee settlement to avoid unforeseen reductions in income adversely impacting BBC services and content, and to make sure that any changes to the enforcement regime are part and parcel of the charter review.

Lord Fowler Portrait Lord Fowler (Con)
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My Lords, I strongly agree with what my noble friend Lord Grade said. I am entirely sympathetic to the idea of decriminalising the non-payment of the licence fee. I obviously understand the arguments on that. Indeed, I think I have put one or two of those arguments myself. However, as the noble Baroness, Lady Howe, said, we are at the start of the royal charter debate. The whole point of that debate, and of the royal charter, is that there should be some certainty as far as the BBC is concerned. That is the whole case that has always been put by Ministers in the royal charter argument.

To give an example, some of us—I might now say many of us—think that the BBC Trust is one of the worst ideas ever put forward by any Government. There are very few supporters of the BBC Trust. There were a few at the time but even then they were pretty limited and now there are practically none. However, what is the Government’s response to the question, “Can we change the BBC Trust?”? It is, “Not a bit of it. You must wait until the charter review. Then we will look at it and see what can be done as far as the BBC Trust is concerned”.

So I am a little puzzled why this very profound change being advocated by the other place—the decriminalisation of the failure to pay the licence fee—should go ahead in advance of the debate. We would go ahead although we knew nothing about the future of the BBC, the licence fee or the impact that it would have upon the finances of the BBC. That is all basic information that Parliament is entitled to have before making a change of this kind.

Yet we know that some of the most enthusiastic supporters of this change to the Bill are opposed to the licence fee in any event. This is just a mini sideshow as far as they are concerned. They oppose the BBC as a public broadcaster and advocate a subscription system; we know that. These are not penal reformers coming forward in the main but people having a go at the BBC. We know that: they want to change it. We should be realistic about this. For all those reasons, I do not see why this change and, frankly, those kinds of people, should be given precedence. We have said that as far as changes are concerned there is a royal charter process and royal charter period. We should stick to that. I support the noble Baroness’s amendment.