Oral Answers to Questions

Ian Paisley Excerpts
Monday 11th March 2013

(11 years, 2 months ago)

Commons Chamber
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Esther McVey Portrait Esther McVey
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If the disabled child cannot share and there is impact on another child, if they need that room, that room will be provided for, as the Secretary of State has said and in accordance with the local authorities.

Ian Paisley Portrait Ian Paisley (North Antrim) (DUP)
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I thank the Secretary of State and the Minister for their answers today. This policy will affect all parts of the United Kingdom irrespective of the devolved settlement in Northern Ireland. On the assessment and the figures that have been presented today, is the Minister able to say something about how many people will be affected in Northern Ireland, given that there is a complete lack of single bedroom homes, both in the private and public sectors, in Northern Ireland?

Esther McVey Portrait Esther McVey
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I will be very happy to write to the hon. Gentleman with the exact numbers for Northern Ireland. I can say, from the money that has been made available through the discretionary payments, that we will be supporting those most in need, as we have said so clearly throughout today.

Welfare Benefits Up-rating Bill

Ian Paisley Excerpts
Tuesday 8th January 2013

(11 years, 4 months ago)

Commons Chamber
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Iain Duncan Smith Portrait Mr Duncan Smith
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That is exactly the point. Labour Members think that helping people is about trapping more and more people in benefits. It is interesting that under the tax credits system, nine out of 10 families with children were eligible for tax credits, in some cases those with more than £70,000 in earnings. What a ridiculous nonsense they created.

Labour’s system was riddled with fraud and error. HMRC had to write off £4 billion in fraud and error payments and will probably have to write off another £4 billion, so £8 billion has been lost. This Bill is about finding savings of £1.9 billion, but as a result of tax credits Labour lost probably nearly £8 billion. That is the record of the last Government. They should apologise for the mess they left us in.

Ian Paisley Portrait Ian Paisley (North Antrim) (DUP)
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I appreciate the Secretary of State’s generosity in giving way.

I welcome the Secretary of State’s confirmation that pensions will not be detrimentally affected by the Bill. Can he confirm that in actual cash terms there will be an increase in benefits?

Iain Duncan Smith Portrait Mr Duncan Smith
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That is correct. That is exactly what this Bill sets out. That will also be the case this year.

Universal Credit and Welfare Reform

Ian Paisley Excerpts
Tuesday 11th September 2012

(11 years, 8 months ago)

Commons Chamber
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Iain Duncan Smith Portrait Mr Duncan Smith
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The hon. Lady obviously would not expect me to make a commitment on that now. I can tell her what we are doing, however. I have visited a large number of jobcentres and talked to the managers and staff about what will happen when we move over to the new process. A number of jobcentres are already trialling ways of speeding up the online process of moving people to the new system. We are going to install computers and have staff ready to advise people. When they come in to make their claim, they will be shown to a computer, with a telephone or an adviser, and helped through the process. So, if they cannot do it at home, they should at least be able to do it at a jobcentre, with guidance and help.

I am also talking to my colleagues at the Department for Culture, Media and Sport, because we really need to get broadband to all areas, and we need to do it pretty fast. I accept that that is a matter for the Government. We are not just telling people that they have to do this, and then forgetting about them. We are going to ensure that those who have no internet access have another way to complete the process. We are also looking at different ways of using mobile telephones for making certain types of claim. There is a whole process taking place, and nothing is being left to chance. If the hon. Lady has any ideas, we would be pleased to hear them. I am sure that they will be brilliant.

Iain Duncan Smith Portrait Mr Duncan Smith
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I was not going to give way again, because the Deputy Speaker is looking at me with the kind of look that says, “This boring bloke needs to shut up and sit down as soon as possible so that others can speak”, but if the hon. Member for North Antrim (Ian Paisley) is very quick, I will give way to him.

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Ian Paisley Portrait Ian Paisley
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I thank the Secretary of State for his generosity, and I hope that I will not be too boring. What contingency plans is he working on to deal with a catastrophic failure of the new IT system? For eight weeks over the summer, the Ulster bank in Northern Ireland was effectively closed as a result of such a system failure. If it can happen to a bank, it will happen to the new system.

Iain Duncan Smith Portrait Mr Duncan Smith
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As I have said, we are working through all of that. Of course we have to prepare for contingencies and for certain events, and we are looking at that right now. It is part of the process of developing the system.

No one has asked me about the security of the system, but I might as well be open about it. That is of course an area that we are working on. We are learning the lessons from what happened when the banks started operating online, and we are now engaged with various organisations, including GCHQ, and talking about those matters. A long, detailed, iterative process of work is taking place to try to cover every eventuality, and I promise the hon. Gentleman and the House that we shall leave no stone unturned.

I recognise why the Opposition wanted this debate, and I know that people have read bits and snippets from the newspapers. People should not always believe everything they read in the newspapers, however. Personally, I do not read them often these days for that very simple reason! None the less, I say to the Opposition and to every Member that if we get universal credit right—I believe that we will, and we are working to achieve it—it will benefit all our constituents. It is a major plus and a key reform—one that will genuinely define us as a Parliament that cared enough to take on the risks and achieve this. Not to do so risks too much for people as they head into the modern world unable to cope, unready and believing that they and their families will never see the process of work, which will scar them for the rest of their lives.

Oral Answers to Questions

Ian Paisley Excerpts
Monday 23rd April 2012

(12 years ago)

Commons Chamber
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Chris Grayling Portrait Chris Grayling
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We are trying to get this right. We want a reform that produces a system that reflects genuine disability and does not provide support to those who do not need it. We are in the middle of a consultation about this. I ask my hon. Friend to take part in that consultation and to encourage his constituents who may be concerned about the reform to do so. We want to get it right.

Ian Paisley Portrait Ian Paisley (North Antrim) (DUP)
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What message has the Minister for my constituent, Annie McAlonan, who was on income support and incapacity benefit and has now been transferred to ESA but has failed the medical examination? This woman has breast cancer and ongoing medical difficulties associated with that condition, yet she is told that she is now fit for employment and has to seek employment. Is this not a classic case of welfare reform failing the most vulnerable?

Chris Grayling Portrait Chris Grayling
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It is under different leadership in Northern Ireland, but let us be absolutely clear that someone who is undergoing treatment for cancer and is having chemotherapy and radiotherapy would, in almost all cases, be in a support group and be receiving long-term care. I do not know enough about the circumstances of the hon. Gentleman’s constituent to be exactly certain where she is in the course of her treatment, but one of the changes that we made on coming to office was to improve support for cancer patients, not to reduce it.

Pensions and Social Security

Ian Paisley Excerpts
Thursday 23rd February 2012

(12 years, 2 months ago)

Commons Chamber
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Steve Webb Portrait Steve Webb
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There was indeed. My carefully structured speech is falling to ribbons. I was about to come to that achievement.

Ian Paisley Portrait Ian Paisley (North Antrim) (DUP)
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Although I understand the point about the real increase in the state pension from £102.15 to £107.45, I do not consider it something to be doing cartwheels about. In reality, it will not have a major impact on the lives of the elderly across this nation, especially given that just a few weeks ago, the House removed £100 from the winter fuel allowance. Effectively, the oldest pensioners are £50 a year worse off, not better off. I think that we have to get real. This is not enough.

Steve Webb Portrait Steve Webb
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Let me address that issue directly. Any pensioner will say that the basic state pension is the most important thing to them: they like the winter fuel payment and they like the means-tested benefit—well, they do not always like it but it is valued by those who receive it—but a decent state pension has been the clarion cry of pensioners for decades. For 30 years, pensions have fallen, year on year, relative to earnings, and consequently the ability of the basic state pension to do its job of replacing earnings has been falling for 30 years. We have reversed that.

The pension will now rise at least in line with earnings, but in years such as this, when price rises are higher than earnings increases, it will rise by more. So the position of pensioners relative to people in work has been improved by this uprating statement. Can we go further? Yes. And we will, because under the triple lock, over a typical retirement, someone retiring this year will gain £13,000 of retirement pension over and above RPI. Can we fix 30 years of decline in a single year? No, of course not, but we can focus the money on the thing that pensioners value the most—the basic state pension.

As I have mentioned, with the triple guarantee protecting the value of the basic state pension in the longer term, the average pensioner retiring this year on a full—I should have said that—pension will gain about £13,000 compared to the old price link.

I shall turn to the additional state pensions, which are commonly referred to as SERPS—state earnings-related pension scheme. In April 2010, just before the start of this Parliament, the uprating was based on the year to September 2009, when RPI was negative. That means that in April 2010 the previous Government froze SERPS—I assume they thought that pensioners had not experienced inflation the preceding year. In April 2011, however, we increased SERPS by 3.1%, and this year SERPS, as well as the basic state pension, will rise by the full 5.2%. That means that the total state pension increase for someone with a full basic pension and average additional pension will be around £6.70 a week, or £348 a year.

When it comes to the standard minimum guarantee in pension credit, the legislation requires only that an increase be at least in line with the growth in average earnings, so that over the long term the poorest pensioners see their incomes rise in line with the income of the working-age population. As my hon. Friend the Member for North East Hertfordshire (Oliver Heald) said, however, this year the relevant earnings index stood at just 2.8%. We judged it unacceptable for the poorest pensioners on the guarantee credit to receive the smallest cash increase of all. Our aim was to ensure that the poorest pensioners received an increase in line with the cash increase to the basic state pension.

As a result, the order increases the single person’s rate of the standard minimum guarantee by £5.35, taking it to £142.70 per week from April 2012. To help manage expenditure, we have funded the above-earnings increase to the standard minimum guarantee by increasing the savings credit threshold, which means that those with higher levels of income could see less of an increase. However, given the increase to the basic state pension, no one should have a lower weekly income as a result of uprating. This approach enables us to target resources for the poorest pensioners on the guarantee credit.

I shall turn briefly to working-age benefits. The coalition will ensure that the value of other social security benefits is maintained, through a 5.2% rise, even in these tough economic times. That means, for disabled people above and below pension age, through disability living allowance and attendance allowance, an increase of 5.2%; for people of working age who are not fit for work, through employment and support allowance, an increase of 5.2%; and for people who have lost their job through no fault of their own, through jobseeker’s allowance, an increase of 5.2%. These increases will ensure that the most vulnerable people in society are protected and that those looking for work get the support they need to move into the labour market.

The order gives real support to protect people against price increases. At a time when the nation’s finances are under severe pressure, the Government will spend an extra £6.6 billion in 2012-13 to protect people against cost of living increases. I cannot help observing that, if someone spends too much time in the DWP, lots of zeros tend to make them glaze over, but this is £6.6 billion of help for some of the most vulnerable people in the country: £4.5 billion more on pensioners; over £1 billion more on disabled people and their carers; and over £1 billion more on people unable to work through sickness or unemployment.

We have protected the triple lock, thereby securing the largest ever cash rise in the basic state pension; we have uprated the pension credit so that the poorest pensioners benefit from the triple lock; and we have uprated working age benefits by 5.2%, thereby protecting the real incomes of the poorest. I have outlined the coalition Government’s firm commitment to ensuring that even in these difficult times no one is left behind, and I commend these orders to the House.

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Stephen Timms Portrait Stephen Timms
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Of course, that is indeed the effect of the mechanism that the Government have chosen. I would simply point out to the hon. Gentleman that if the previous method was still in place, there would be a higher increase in the basic state pension than the Minister has announced today.

Ian Paisley Portrait Ian Paisley
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The right hon. Gentleman has mentioned the triple lock, which interests me and which applies only to the basic state pension. A number of charities, such as Age Concern and others, have contacted me about this issue. They argue that the Government should apply the triple guarantee to other elements of the state pension, including the additional pension allowance. Does he agree that that would make good sense?

Stephen Timms Portrait Stephen Timms
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That is a matter that the Minister may well want to comment on in his response to this debate. In my view, the triple lock is certainly not the wonderful device that the Government maintain it is. As I have said, it is leading to a lower uprating of the basic state pension in the year ahead than if the RPI mechanism was still being used.

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Stephen Timms Portrait Stephen Timms
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I deny being naughty. I am simply making the point that the Government have been telling pensioners that they are now in a wonderful new era, thanks to the triple lock, yet it had to be overridden in the first year it was supposed to be in place because it was not delivering an adequate increase. I am not persuaded that the degree of confidence that Conservative Members believe to have been bestowed on pensioners is a reality.

Ian Paisley Portrait Ian Paisley
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Far be it from me to encourage the right hon. Gentleman to be naughty, but is there not a certainty that pensioners—those over 80 in particular—are now going to be £50 a year worse off because of the loss of the winter fuel allowance additional payment?

Pension Industry

Ian Paisley Excerpts
Tuesday 21st February 2012

(12 years, 2 months ago)

Commons Chamber
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David Mowat Portrait David Mowat
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I am coming on to stakeholders and to caps. I want to ask the Minister some questions about those issues.

The industry defends itself by saying that active funds are worth paying for, claiming that higher charges are fair enough if better returns are secured, but the reality is that no correlation has ever been published to show a relationship between charges and returns. The consultants Lane Clark and Peacock recently issued a report to demonstrate that. Even if there were such a correlation, the fact that the charging regime is so opaque means that the punters could not get to grips with it in the first place. One of the many consequences is that this industry has failed to consolidate. I looked at a platform provider this morning and found that I could have bought 5,000 funds. There is no reason for that other than the fact that this industry has not been exposed to market forces.

Ian Paisley Portrait Ian Paisley (North Antrim) (DUP)
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Does the hon. Gentleman accept that one problem in the private pension sector is the lack of transparency when someone in public sector employment on a low salary decides to take out a little private pension to help them along? When it comes to the day of reckoning—when people want to cash the pension in—they realise that it prevents them from enjoying the benefits system because it just puts them over the threshold that would have allowed them to receive the benefits to which perhaps other family members or their colleagues are entitled. There should be transparency about what people get from their pension and how it affects them in the welfare system.

David Mowat Portrait David Mowat
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I agree. The key word that the hon. Gentleman used in that intervention was “transparency”. If the market is to work, there must be transparency and comparability, but it seems to me that there are people in the industry who do not want the market to work. The market might work better if independent advice were freely available, but in the past the industry has effectively controlled advisers by treating them as paid intermediaries with a commission structure that compromised their independence, and between 2002 and 2007 its payments to such intermediaries for their advice rose by 50%. Hopefully the RDR—the retail distribution review will deal with the problem, and I give the Government credit for that.

Welfare Reform Bill

Ian Paisley Excerpts
Wednesday 1st February 2012

(12 years, 3 months ago)

Commons Chamber
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Ian Paisley Portrait Ian Paisley (North Antrim) (DUP)
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On contributory benefit, does the Minister accept that giving a person who has made a recovery after suffering from cancer only 365 days to get back into work is a little prescriptive? Does he accept that the Lords amendment would allow them additional time—up to two years—to get back into work? The amendment is about fairness for those people alone.

Chris Grayling Portrait Chris Grayling
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I will talk in more detail about cancer, which is one of the measures we are addressing. I accept that there are anxieties in respect of cancer, but the approach that we are taking to all our reforms, and particularly those relating to sickness and disability, is that we should not write off automatically any individual with a particular condition. Applying a one-size-fits-all measure to any one condition is the wrong thing to do.

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Stephen Timms Portrait Stephen Timms
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It will be a financial catastrophe for a very large number of people, and the Minister should listen to what people in that position are saying to him, because they have made their position extremely clear.

Ian Paisley Portrait Ian Paisley
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Does the right hon. Gentleman agree that, very simply, this change that the Government are seeking is saying to cancer patients, “You will be penalised because you are not recovering quickly enough”? That is where the insult rests: they are doing their best.

Stephen Timms Portrait Stephen Timms
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The hon. Gentleman is absolutely right: 12 months is simply not long enough for a very large number of cancer patients—or other patients, in fact—to get back to work.

Lords amendment 18 was moved in the other place by Lord Patel, the Cross-Bench peer who was formerly president of the Royal College of Obstetricians and Gynaecologists. He quoted a man with renal cancer who had had a kidney removed and who started claiming ESA in March last year. His partner earns £160 per week, but if the Government win, that man will lose all his contributory benefit in April. He says:

“We have used up virtually all our savings already. I have worked all my life and paid into the system but this doesn't seem to mean anything”.

Is that really how the Government want their system to work? Of course, it is not just cancer patients who will be affected.

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Stephen Timms Portrait Stephen Timms
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That is a particularly important point. If a person decides to marry someone who has an income, they will lose all their own income. The independence that the system has provided for 40 years is now being taken away.

Ian Paisley Portrait Ian Paisley
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The social impact of the proposals concerns me greatly. The right hon. Gentleman has rightly characterised them as “spiteful”. It is at the point when a long-term severely disabled person is in transition from their teenage years to adulthood that their parents or family unit require additional support. Cutting that support will hit the family, and the young person, really hard, socially.

Stephen Timms Portrait Stephen Timms
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The hon. Gentleman is absolutely right. The young person will be robbed of their independence.

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Liam Byrne Portrait Mr Byrne
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In a moment.

We are grateful to the Children’s Society for telling us that about half the families who will be affected by the current “one cap fits all” proposal will be families with five children, and on the basis of the first impact assessment—I think—the Children’s Society calculated that about 21,000 families would be affected.

Ian Paisley Portrait Ian Paisley
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Will the right hon. Gentleman give way?

Liam Byrne Portrait Mr Byrne
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I will give way in a moment.

Let us just see what that scenario looks like in London. The House of Commons Library tells us that a family in that situation will be taking a hundred quid in jobseeker’s allowance, £74 in child benefit, £255 in child tax credit, £32 in council tax benefit and—because of the high levels of rents in London—£350 in housing benefit. Under the cap, a family in that position will lose about £243. There is no way on earth that their rent will fall by that amount. Even out of London, a family in that situation will face losing £87 a week, and there is no way that their rent will fall by that amount either. Those families—some 21,000 of them—will be made homeless. Coincidentally, that is exactly the figure in the analysis produced by the Secretary of State for Communities and Local Government. I am afraid that it is therefore rather ludicrous to suggest that there will not be widespread homelessness as a result of the “one cap fits all” approach, and if anyone wanted any proof of that, the Minister has just given it by telling us that he has had to burn a third of the savings that he proposes to make in sorting the problem out.

Liam Byrne Portrait Mr Byrne
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My hon. Friend has highlighted a problem with which we are confronted in London and elsewhere. It was remarkable that the Minister managed to get through his speech this afternoon without making any reference to the latest DCLG estimates for how much rents in London and elsewhere are going to rise. According to some analyses that I have seen, they could rise by something like 41% over the next few years. Nowhere is that corrected or remedied in the Government’s proposals. One Department is simply not talking to the other.

Ian Paisley Portrait Ian Paisley
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Has the shadow Minister not just illustrated that this is a Greater London-centric issue, given that 60% of the high claims and high benefit payments are in the Greater London area? Across Northern Ireland, only one claimant is in receipt of an amount that would reflect a higher benefit. Yes, something needs to be said about London, but this issue does not affect the whole of the UK in the same way.

Liam Byrne Portrait Mr Byrne
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The hon. Gentleman is making the point that we tried to make in our amendment—namely, that a “one cap fits all” proposal does not look as though it is going to work. We have heard the Minister’s reassurances this afternoon that certain families will be referred into the Work programme, but I am afraid that the Work programme is failing. The off-flow rate—the rate at which people flow off benefits and into work—in the last quarter of last year was the lowest since 1998. People are not getting back into work, because the Government’s back-to-work programmes are failing. Perhaps the Minister will tell us what he is going to do about that problem.

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Maria Miller Portrait Maria Miller
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My hon. Friend is right that the inflexibility in the system does not reflect true family life. Every single family is different. It is difficult to reflect that in a statutory system, which is why encouraging more people to work on those arrangements together, whether the issue is finance or access, is the way for children to get the best results after family breakdown.

Ian Paisley Portrait Ian Paisley
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It would be churlish to not recognise that the Government have listened, because a £100 access fee would have been prohibitive to families, especially the most vulnerable families, who matter most in all this. I put on record my thanks to the Government for listening on that point, because that will allow more engagement with the statutory agencies, which is how we can get to the bottom of these problems.

Maria Miller Portrait Maria Miller
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I thank the hon. Gentleman for those kind words. It is important that we have a solution that we feel everybody can work with as we move forward.

Child Support Payments

Ian Paisley Excerpts
Tuesday 20th December 2011

(12 years, 4 months ago)

Westminster Hall
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Maria Miller Portrait Maria Miller
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The hon. Gentleman was reading my mind; I was about to move on to that very issue. Let me reiterate, though, that I inherited the anomaly. I commend my colleagues for acting so swiftly that we can introduce regulations to address this matter under the future scheme. I hope that the hon. Gentleman will be able to support the measures in the Welfare Reform Bill, which will support the introduction of the new scheme, including the IT system, and to encourage his constituents and his hon. Friends to make their views known as part of the consultation. None the less, as he rightly says, people face financial problems now. I should certainly like to make such changes to the existing child maintenance scheme, and I have considered doing so in some detail. However, we inherited a situation in which 100,000 cases have fallen out of the system due to its failings and the prohibitive cost to the taxpayer continues to be borne.

To make fuller changes to the existing scheme rules and the underpinning IT systems risks further problems and added costs to a system that already presents the taxpayer with a bill of £450 million per annum. I share the hon. Gentleman’s frustration, but I hope that I can garner his support for the implementation of the new scheme as soon as possible. That is dependent on the enactment of the Welfare Reform Bill.

Ian Paisley Portrait Ian Paisley (North Antrim) (DUP)
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I agree that it is important to maintain maturity and consensus on this matter if we are to move forward swiftly. Will the Minister ensure that, whenever the Department addresses these anomalies, proper and appropriate training is given to staff, so that they can take the claimant through the process swiftly and with as few problems as possible?

Maria Miller Portrait Maria Miller
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I thank the hon. Gentleman for his intervention, which gives me the opportunity to talk a little about the staff at the Child Maintenance and Enforcement Commission. I was in Belfast recently, visiting the arm of the commission that deals with his constituents in Northern Ireland and the constituents of a region in England. I was impressed with its capability and its commitment to do a good job for all of our constituents.

The issue lies in the failings of the IT systems, the approaches taken in the past and the complexities of previous systems. As we look to the new scheme, I urge hon. Members to remember that simplicity and replacing the current IT system are critical if we are to effect the sort of changes that the hon. Gentleman advocates.

Pensioners and Winter Fuel Payments

Ian Paisley Excerpts
Tuesday 22nd November 2011

(12 years, 5 months ago)

Commons Chamber
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Steve Webb Portrait Steve Webb
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Perhaps I was not explaining myself clearly. There is a whole raft of things that we are doing precisely because low-income households cannot afford the large capital costs of insulation. There is the green deal, the letters that we are sending about subsidised insulation, cavity wall insulation and so on, and the measures that we require the energy companies to take under the carbon emissions reduction target, the CERT scheme. There is a whole raft of things that we are doing, precisely because of the point that the hon. Gentleman makes, which subsidises insulation. It is perhaps a misnomer to talk about that as being long term. Someone’s house can be insulated tomorrow, which will mean savings on their heating bills. It will take a long time to work through the whole housing stock, but that has an immediate and beneficial impact on people today. Perhaps “long term” was not quite the right phrase.

Steve Webb Portrait Steve Webb
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Will the hon. Gentleman forgive me? I know that he is responding to the debate, so he will have the chance to make the points that he wants to make shortly.

I entirely accept that the decision about whether to carry on with Labour’s planned cuts in the winter fuel payment and cold weather payment was a difficult one. We could have gone ahead with both those cuts, which would still have left us having to find £70 billion to £80 billion of deficit reduction, but we took the view that we should target those most in need through the cold weather payment scheme. I am proud that we reversed that cut; that we found the money to pay the large number of cold weather payments that we did in Northern Ireland last year. But the long-term solution to this has not got to be £1 a week either way on the winter fuel payment; it has got to be home energy efficiency and decent incomes for pensioners, both today and in the long term. It has got to be making sure that people are not wasting their money paying high energy bills, but that their homes are kept warm. One of the striking things about the issue of excess winter deaths is that in many Scandinavian countries, which have much colder climates than we do, they do not have such a thing as excess winter deaths, simply because the homes are built to a decent standard to begin with.

There is a broad agenda here well beyond the rate of one particular social security benefit, but I can say to the House that we are absolutely committed to tackling fuel poverty. The reverse of the planned cut in the cold weather payment is one of the things that we have done, but I hope that I have given the House a feel for many of the other measures that we are taking that will tackle the issue not just for this winter but for the long term as well.

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Jackie Doyle-Price Portrait Jackie Doyle-Price
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I think what a lady in that situation wants is to be warm, and we can apply any number of tools to ensure that she is. Part of that is making money available through the winter fuel payment and pension credit, and part of it is improving the quality of our housing stock. That is the point—it is not simply about the winter fuel payment.

Ian Paisley Portrait Ian Paisley
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I thank the hon. Lady for giving way. She is being very generous with her time.

The hon. Lady has indicated that there are plenty of areas of support for pensioners that should be used. However, when we start to dig into them and explore them, we realise that they are actually quite limited. For example, someone who applies to the boiler replacement scheme will get help only if they are in receipt of rate relief. The people who are in the most need, after means-testing, are those who receive housing benefit, but they are excluded from the scheme. There is therefore a double whammy—even if those people explore and try to exploit the assistance that exists, it is not available to them.

Jackie Doyle-Price Portrait Jackie Doyle-Price
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There are a number of schemes that are designed to provide such support, and I suspect that there are alternative schemes for people who claim housing benefit. Also, who is responsible for meeting the cost of such work depends on the nature of the landlord.

I should like to highlight some of the things that the Government have done to alleviate fuel poverty for pensioners. We have heard reference to the warm home discount, which will enable pensioners to have a mandatory rebate on their electricity bills. The Government have also permanently increased the cold weather payments, and it is very important to make that point when we consider where support is being directed. We can have the universal benefit of the winter fuel payments, and to some extent I am attracted to that, because we have poor levels of pension credit take-up. However, it is important that we strike a balance, because we can all point out people who are entitled to that benefit and perhaps do not need it. Focusing more support on cold weather payments, which go to pensioners who claim means-tested benefit, is entirely appropriate.

The motion concentrates on the cut in the winter fuel payments. The Minister said that the level that was previously budgeted for was only a temporary increase. Members have said that we could have decided to stick with that increase, and the hon. Member for Kilmarnock and Loudoun (Cathy Jamieson) had a nice try when she said, “Look, this is a cut, it’s up to you what to do.” However, as I said, it is important to see the matter in the round and see what we have done to focus additional support on those who need it most, through cold weather payments.

Members have mentioned the issue of housing stock, and I encourage the Government to consider what more can be done to highlight the schemes that exist and encourage more people to take up support to improve the quality of housing. Ultimately, we are not going to tackle the issues of fuel poverty and ever-increasing bills unless we really focus on delivering energy efficiency in all our homes. We need to do that not just for pensioners but for low-income households in general.

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Ian Paisley Portrait Ian Paisley (North Antrim) (DUP)
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At the outset, let me thank all Members who have attended and contributed to the debate. My hon. Friends have agreed with most things, but there have been disagreements on some other issues. That, of course, is the mark of a healthy democracy. We appreciate the contributions of all Members to the debate.

On Friday this week, my constituent Bill Carson will lead 190 pensioners up the hill at Stormont into the Senate chamber for the second meeting of the Pensioners’ Parliament. It has been a very important Parliament meeting in Northern Ireland, which represents—across all constituencies and across the entire community—the feelings of pensioners and people in the aged sector who have issues to raise with the Government. They will debate the report published in June this year, which deals with all the matters that affect pensioners in Northern Ireland. It is a detailed report and lying behind it is a series of surveys carried out across all constituencies asking thousands of pensioners what issues affected them most and what key matters drove their lives today.

Consistently throughout this report, the pensioners came back to one thing, and one thing only—keeping warm this winter. Indeed, the response was significant. In the Fermanagh and South Tyrone constituency 83.6% of respondents said that the only thing and key thing they were worried about—their No. 1 priority—was keeping warm in winter and energy prices. In Belfast, it was the same: keeping warm in winter and energy prices were the main concern. In my own constituency of North Antrim, it was the same, as it was in Armagh, County Londonderry, County Tyrone and County Down. Right across Northern Ireland, the response was the same.

Nowhere is an island in political terms. The reality is that when a message is as consistent as that and comes back like a tsunami, a response must be made. This House has to face the gauntlet that has been thrown down. The Government must answer the question of what they are prepared to do when pensioners from all across the United Kingdom as well as Northern Ireland say that the issue affecting them most is the fact that they want to stay warm this winter. One of the easiest ways for the Government to help them to stay warm and assist them is through the winter fuel allowance.

As some people might say colloquially, “It’s a no brainer”—and it really is a no brainer. I hope that the Government are listening. We are not after argy-bargy with the Government—we can do argy-bargy with them and we have done it with them and other Governments in the past—because that is not what this issue is about. I believe that Members in all parts of the House care passionately about the needs of the elderly, so let us do something about that: let us address the issues simply and straightforwardly.

The average cost per household of heating oil and electricity in Northern Ireland this year will be £2,114. It is higher in Northern Ireland because more people there have to use heating oil. There is no way around that. All the other mechanisms—improving home efficiency, housing standards and so forth—are fine and dandy, and we will get there one day, but the fact remains that in rural areas 82% of people today rely on heating oil for their homes. The Government have a responsibility to address those people’s needs, and the winter fuel allowance provides them with the easiest, fairest and most consistent way of doing so.

It should be emphasised that, as my right hon. Friend the Member for Belfast North (Mr Dodds) said in his opening speech, this is a life and death issue. We can skirt around it and play about with it, but actions have consequences, and the actions that will be taken by those on either side of the House tonight will have their own consequences. I put it to Members that if they support the motion to which my right hon. Friend spoke so ably, they will save lives. When we cut out all the baloney and party politics, the bottom line is simple: lives will be saved if we keep this allowance. Whose side are we on? Are we going to save lives, or is there the potential for our actions tonight, and the actions of others in this place, to lead to the loss of more elderly lives?

I want to see energy efficiency in our homes, but, as has been pointed out by John Hills of the interim fuel poverty review group, those on low incomes cannot afford the investment that is required to make their homes energy-efficient. Even when the other available benefits are marshalled, it will take some time for us to get energy-efficient homes. I do not want to get sidetracked into all the other poverty issues, but those on low incomes face a triple whammy: the cut in the payments that we are discussing, the hike in energy costs, and the need for their energy-inefficient homes to be heated. We must address the needs of our elderly people as a matter of urgency.

The hon. Member for West Aberdeenshire and Kincardine (Sir Robert Smith) suggested an extension in the gas grid in Northern Ireland as a possible solution. We should love to see that happen, but there is not sufficient footfall for it to happen quickly. The rurality of Northern Ireland makes it more difficult to achieve. We will get there, but it will take time. This measure addresses the problem now, deals with the position as it is, and allows us to make progress.

As we were told by my right hon. Friend the Member for Belfast North, £60 million of benefit is unclaimed, sometimes as a result of ignorance but sometimes as a result of stubborn pride, and whatever the Government are doing is not enough to encourage people to claim it. We have a solution which is already working, and which gives the Government an opportunity to continue to assist those who are in most need.

The hon. Member for Kilmarnock and Loudoun (Cathy Jamieson) was right to say that the Government would be judged not on the basis of what the previous Government had said and done, but on the basis of what they themselves would say and do. That is the bottom line for the Government tonight. What will they do about this issue? I thank the Minister of State for coming to the House and explaining what the last Chancellor did, what he should have done and what he could have done, but it was convenient enough for him to say all that. What he should say is the right thing: that we—the Government and the House of Commons—will maintain the winter fuel allowance at the higher rate to help pensioners in a way that really works, putting money in their pockets and allowing them to fill their heating tanks, keep warm, and spend the rest of their money on food.

Baroness Hoey Portrait Kate Hoey
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Does the hon. Gentleman agree with me, and with many other Members, that if this is about a lack of money and about the economic situation—as the Government obviously feel that it is—we should simply say to the European Union, “We will not pay you this extra amount because we would much rather give it to our pensioners, our old people, than send it to unelected bureaucrats in Brussels”?

Ian Paisley Portrait Ian Paisley
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When I look at some of the Members who are sitting in other parts of the House, I think that this is another issue on which we might unite the House. The hon. Lady is right: where there is a will, there is a way.

The Minister of State spoke of a baseline, which was all about money. Let me extend the musical metaphor and say, “Your baseline was flat, sir, and your ear was not in tune with the needs of the community.” If the House is to be relevant, it must be in tune with the needs of our elderly folk out there. It must ensure that their needs are not only properly addressed, but met. The Minister wanted bells and bouquets for what the Government are doing. I do not mean to be dramatic, but the fact is that the cuts they are proposing will bring wreaths, and the bell will toll for the most vulnerable members of society. It is clear that this cut will not deliver the assistance to pensioners that they claim their other policies and benefits will deliver.

I was disappointed when the Minister told us—a little disingenuously, I think—that he had been in contact with the Social Development Minister in Northern Ireland. I am sure that that is true, but I understand that the conversation took place a matter of days ago. The Minister has been in office for a year and a half, and ours is the coldest part of the United Kingdom. I am not a cynic, but I am tempted to suggest that the conversation with the Social Development Minister may have been prompted by today’s debate. I hope that if it was, the Minister of State will note what has been said, and will deliver for the House and the people.

I do not think that we should be sidetracked into discussing other possibilities, such as what could be achieved through gas pricing and energy efficiency measures. We should deal with the issue that is on the Order Paper, which is straightforward and simple: will the Government maintain the winter fuel allowance as the public expect them to, and will they keep the promises that were made at the last election? I believe that that is what is fair and right.

Pensions Bill [Lords]

Ian Paisley Excerpts
Tuesday 18th October 2011

(12 years, 6 months ago)

Commons Chamber
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Ian Paisley Portrait Ian Paisley (North Antrim) (DUP)
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Does the hon. Lady accept that the pension is one of the few certainties in life and that it is now being ditched for women of a certain age, as she aptly puts it? Those women have planned meticulously for when their retirement will begin and what they will use their pension for. They have planned how it will be broken down into housekeeping and into meeting the needs of their grandchildren, for example, but that is all being thrown askew by these proposals.

Pat Glass Portrait Pat Glass
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Absolutely. This is causing not just anxiety but fear among those women, many of whom have been barred, until recently, from private company pension schemes because they were having to work in several part-time jobs with very low incomes in order to keep their families. They are now being let down by a Government who are simply not giving them sufficient time, which is all that they are asking for, to plan for the change.