Student Loans

Luke Evans Excerpts

Wednesday 18th March 2026 Commons Chamber

[Damian Hinds (East Hampshire) (Con)]

It is an honour to be the final Back-Bench speaker in this debate. I do not feel like I am at the back of the queue; I am just not at the front.

It is good to see some Liberal Democrats with us today. We know that student finance is a particularly important subject for debate in the Liberal Democrat party. In fairness, though, the Vince Cable plan, sometimes also known as plan 2, is not only about the Liberal Democrats. The Conservatives were also in government at that time, in coalition with the Liberal Democrats. We shared responsibility. The whole thing was largely based on the Browne report, which had been commissioned by the previous Government under the other Brown, who somehow managed not to mention it during the course of the 2010 general election. To be fair, the existence of a real interest rate in both the Browne plan and the Cable plan was intended to make the system more progressive. None the less, it has become clear over time that that system needs to change. It has also become clear that, with all the pressures on young people and graduates at the present time, including unemployment, now is not the time to squeeze them further on the repayment threshold.

In the short time available, I will talk primarily about apprenticeships and degrees. In particular, I want to focus on the necessity of concentrating on quality apprenticeships.

[Dr Luke Evans]

Will my hon. Friend tell us more about the quality?

[Damian Hinds]

I will, but I will start by telling my hon. Friend about the lack of quality in some previous apprenticeships. I draw the House’s attention to the 2012 National Audit Office report on adult apprenticeships. I have time for only a couple of very short excerpts. The number of apprenticeships had increased dramatically in the three years up to 2012. The vast majority of apprentices were over 25. One in five apprenticeships lasted fewer than six months. Only one third of apprenticeships were at an advanced level, compared with something like 60% in France. In a separate study, there was the amazing discovery that, at that time, one in five apprentices—and this was to rise even further—did not even know that they were on an apprenticeship, so poor, thin and flaky were those courses.

So, yes, Madam Deputy Speaker, we reformed the system. First, in 2012 we introduced the minimum length of one year. We then had the substantial package of reforms in 2017 to make sure that there would be 20% of time off the job and to introduce the apprenticeship levy. It included the move from frameworks, which were sort of tick-box standards in many cases, to proper standards that would be designated and designed by employers and would have a proper end-point assessment to guarantee that that person had learned those occupational standards. And yes, of course the number of people on apprenticeships then fell.

The Government amendment says that they want to reverse the decline in apprenticeships under the previous Government. The reality is that the number of apprenticeships first grew like crazy under the previous Government as a result of the Apprenticeships, Skills, Children and Learning Act 2009, and then it came back down following our reforms to make the apprenticeships higher quality and more exacting.

In 2010, the 280,000 figure was still lower than the 340,000 that we achieved in government. Now it looks like the Government are set on restarting that rollercoaster by reducing the standard of apprenticeships.

--- Later in debate ---

[Andrew Western]

I will not because I am short on time—I am sorry.

While I do think that a Liberal Democrat should be wary, the hon. Member for St Neots and Mid Cambridgeshire made an important point in his defence of degree courses with which I agree.

The hon. Members for North Dorset (Simon Hoare) and for Hinckley and Bosworth (Dr Evans) attacked the Government for acknowledging the problems of the system and for saying that we recognise that work is needed, there is much to do, but we will look at it. When we say there is much to do, there are messes left all over the place. What exactly are we talking about? We are talking about a legacy of starved further education funding. The Conservatives oversaw a 40% drop in youth apprenticeships. They drove up child poverty, ravaged Sure Start, scrapped Building Schools for the Future, broke the SEND system—and that is just their legacy for children and young people, before I even get to the fact that they left the NHS on its knees. Their damage, the mess they left, has a long tail, and we must never forget that that damage cannot be fixed overnight.

[Dr Luke Evans]

Given that the Minister has just listed a great big set of problems facing students, what does he say to students when the Chancellor has said that they are not at the front of the queue?

[Andrew Western]

What I say is that students, like everybody else, benefit from an improved NHS and from a range of interventions that this Government are making, but we cannot change everything overnight.

The hon. Member for Bromley and Biggin Hill (Peter Fortune) commented that young people not in employment has rocketed under this Government, which is an interesting take given that the number of NEETs is 14,000 lower now than it was at this point last year, but it increased by 250,000 in the Conservatives’ final few years in office.

We then heard from the hon. Member for Solihull West and Shirley (Dr Shastri-Hurst). I simply reiterate the comments made in the intervention from my hon. Friend the Member for York Outer (Mr Charters) about the rubbishing of the Conservatives’ proposal already done by the Institute for Fiscal Studies.

The hon. Member for Isle of Wight East (Joe Robertson) mentioned youth unemployment figures, and I absolutely agree that these are a concern. We are not complacent on this issue, so he will welcome the youth guarantee, the jobs guarantee, the increase to apprenticeship funding, the shift to more apprenticeships for young people, the revised target of two thirds of young people either in an apprenticeship or at university, and the update to our approach to encourage technical learning while earning. He will also be pleased to know that, unlike him, I do have a history degree, so I have no problem looking at the Conservatives’ record of the past 10 years. I absolutely appreciate that they do not want to be held to account for the mess they left, but sadly they devastated this system, and it falls to us to resolve the problems they left.

We then heard from the hon. Member for Runnymede and Weybridge (Dr Spencer), who said that all forms of education have intrinsic value, which leaves me somewhat confused given the Conservatives have made a compelling argument today for scrapping a number of degree courses and they ran down the number of apprenticeships available to young people.

I want to briefly come to the contribution of the right hon. Member for East Hampshire (Damian Hinds), because he is always considered in this area and, indeed, I consider him an expert on this subject. I cannot pretend to be familiar with the Brown and Cable plans, but it is important to pick up a point he made around the vast majority of apprenticeships being taken by people over 25. I believe that that is a problem in the system. That is why we are creating foundation apprenticeships and that is why—[Interruption.] I am not suggesting—[Interruption.]