Question to the Ministry of Housing, Communities and Local Government:

To ask the Secretary of State for Housing, Communities and Local Government, whether he plans to review the adequacy of existing protections for leaseholders of shared ownership leasehold properties who are unable to either sell or re-mortgage their properties.

Answered by Samantha Dixon - Parliamentary Under-Secretary (Housing, Communities and Local Government)

Ten major mortgage lenders have signed the updated joint statement on cladding, confirming they will consider lending on properties in buildings 11 metres and above, where the building is in a remediation scheme or the property is protected by the leaseholder protections in the Building Safety Act and the leaseholder has completed a ‘Leaseholder Deed of Certificate’ to evidence it. Officials in my department engage with lenders individually should we receive evidence to suggest a signatory is not upholding the statement. The Government does not collect data on the number of shared owners impacted by building safety issues who have difficulty selling or remortgaging their properties.

The leaseholder protections give greater protection from costs to shared ownership leases. Specifically, holders of qualifying leases which were shared ownership leases as of 14 February 2022 have lower maximum contribution caps, proportional to their share of ownership of the property on that date. Government is not currently considering expanding the leaseholder protections further. The Leaseholder Protections balance the rights of leaseholders with those of those freeholders not connected with the developer who were equally innocent in the creation of the emerging defects.

Question to the Ministry of Housing, Communities and Local Government:

To ask the Secretary of State for Housing, Communities and Local Government, whether the Department has considered a buy-back scheme for shared ownership leaseholders whose homes become unsaleable due to building safety faults.

Answered by Samantha Dixon - Parliamentary Under-Secretary (Housing, Communities and Local Government)

Ten major mortgage lenders have signed the updated joint statement on cladding, confirming they will consider lending on properties in buildings 11 metres and above, where the building is in a remediation scheme or the property is protected by the leaseholder protections in the Building Safety Act and the leaseholder has completed a ‘Leaseholder Deed of Certificate’ to evidence it. Officials in my department engage with lenders individually should we receive evidence to suggest a signatory is not upholding the statement. The Government does not collect data on the number of shared owners impacted by building safety issues who have difficulty selling or remortgaging their properties.

The leaseholder protections give greater protection from costs to shared ownership leases. Specifically, holders of qualifying leases which were shared ownership leases as of 14 February 2022 have lower maximum contribution caps, proportional to their share of ownership of the property on that date. Government is not currently considering expanding the leaseholder protections further. The Leaseholder Protections balance the rights of leaseholders with those of those freeholders not connected with the developer who were equally innocent in the creation of the emerging defects.

Question to the Ministry of Housing, Communities and Local Government:

To ask the Secretary of State for Housing, Communities and Local Government, what estimate he has made of the number of shared ownership leaseholders (a) nationally and (b) in London who are unable to sell or remortgage their homes due to cladding or EWS1-related issues.

Answered by Samantha Dixon - Parliamentary Under-Secretary (Housing, Communities and Local Government)

Ten major mortgage lenders have signed the updated joint statement on cladding, confirming they will consider lending on properties in buildings 11 metres and above, where the building is in a remediation scheme or the property is protected by the leaseholder protections in the Building Safety Act and the leaseholder has completed a ‘Leaseholder Deed of Certificate’ to evidence it. Officials in my department engage with lenders individually should we receive evidence to suggest a signatory is not upholding the statement. The Government does not collect data on the number of shared owners impacted by building safety issues who have difficulty selling or remortgaging their properties.

The leaseholder protections give greater protection from costs to shared ownership leases. Specifically, holders of qualifying leases which were shared ownership leases as of 14 February 2022 have lower maximum contribution caps, proportional to their share of ownership of the property on that date. Government is not currently considering expanding the leaseholder protections further. The Leaseholder Protections balance the rights of leaseholders with those of those freeholders not connected with the developer who were equally innocent in the creation of the emerging defects.

Question to the Ministry of Housing, Communities and Local Government:

To ask the Secretary of State for Housing, Communities and Local Government, what assessment he has made of the adequacy of consumer protections on the marketing and selling of shared ownership properties with cladding or remediation based issues.

Answered by Samantha Dixon - Parliamentary Under-Secretary (Housing, Communities and Local Government)

Ten major mortgage lenders have signed the updated joint statement on cladding, confirming they will consider lending on properties in buildings 11 metres and above, where the building is in a remediation scheme or the property is protected by the leaseholder protections in the Building Safety Act and the leaseholder has completed a ‘Leaseholder Deed of Certificate’ to evidence it. Officials in my department engage with lenders individually should we receive evidence to suggest a signatory is not upholding the statement. The Government does not collect data on the number of shared owners impacted by building safety issues who have difficulty selling or remortgaging their properties.

The leaseholder protections give greater protection from costs to shared ownership leases. Specifically, holders of qualifying leases which were shared ownership leases as of 14 February 2022 have lower maximum contribution caps, proportional to their share of ownership of the property on that date. Government is not currently considering expanding the leaseholder protections further. The Leaseholder Protections balance the rights of leaseholders with those of those freeholders not connected with the developer who were equally innocent in the creation of the emerging defects.

Found: OFFICIAL-FOR PUBLIC RELEASE OFFICIAL-FOR PUBLIC RELEASE Ruth Cadbury MP Chair,

Found: Ruth Cadbury MP House of Commons London SW1A 0AA 8 January 2026 Dear Ruth,

Found: OFFICIAL OFFICIAL Ruth Cadbury MP Chair, Transport Select Committee House of Commons London SW1A 0AA

Found: Yours sincerely, Ruth Cadbury MP Chair, Transport Committee cc.

Found: HM Treasury, 1 Horse Guards Road, London, SW1A 2HQ Ruth Cadbury MP Chair, Transport Committee

Found: Watch the meeting Members present: Ruth Cadbury (Chair); Steff Aquarone; Dr Scott Arthur; Mrs Elsie

Submit Evidence (by 13 Mar 2026)

The Government has published a new Road Safety Strategy setting out the Government’s approach to reducing death and serious injury. The Transport Committee is launching an inquiry to examine its potential effectiveness.