Debt and Personal Finance APPG

First Registered: 30/07/2015 • Last updated on: 06/10/2021

Official Page

To provide a forum for MPs and peers to discuss debt and personal finance issues; to monitor legislative and other developments in this area; and to provide an opportunity for liaison between members and consumer organisations with an interest in these issues.

Note: All-Party Parliamentary Groups (APPGs) are informal, cross-party groups formed by MPs and Members of the House of Lords who share a common interest in a particular policy area, region or country. APPGs have no official status within Parliament.

Current Members - Contact Details - Benefits in Kind - Financial Benefits - Former Members

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Recent Documents related to Debt and Personal Finance

1. Corporate Finance Manual
04/12/2019 - HM Revenue & Customs
- View source

Found: Other tax rules on corporate debt CFM80000 Old rules CFM90000 Debt cap CFM95000 Interest

2. Responsible Finance - written evidence
15/01/2019 - Inquiry: Consumers’ Access to Financial Services - Treasury Committee
- View source

Found: sharks[3].  The median amount of outstanding consumer debt on rent-to-own, home-collected credit and catalogue

3. Written evidence: Finance Innovation Lab (further submission) (FSB09)
02/12/2020 - Bill Documents

Found: Amendments 29, 33 , NC11 which improve the debt respite scheme. iv. Amendment NC6 which

4. PFI/PPP finance guidance
07/12/2018 - Infrastructure and Projects Authority
- View source

Found: technology you use. Preferred bidder debt funding competitions: letter PDF, 49.8KB, 1 page

5. Debt respite scheme (breathing space): Guidance on mental health crisis breathing space
06/04/2021 - HM Treasury
- View source

Found: Debt respite scheme (breathing space): Guidance on

Latest Documents
Recent Speeches related to Debt and Personal Finance

1. Covid-19: Household Debt
08/07/2021 - Westminster Hall

1: the effect of the covid-19 outbreak on household debt.It is a pleasure to serve under your chairmanship - Speech Link

2. Coronavirus Business Interruption Loan Scheme
05/11/2020 - Commons Chamber

1: of the errors of the past.A rising tide of debt is making the coronavirus business interruption - Speech Link
2: cash-flow crisis, but it will lead to crippling debt in the longer term when the taxpayer support ends - Speech Link

3. Household Debt
13/11/2017 - Lords Chamber

1: levels of household debt in this country. Households in the UK are taking on far more debt than they used - Speech Link

4. Student Loan Book: Sale
11/10/2018 - Commons Chamber

1: Furthermore, the Government’s policies on student finance and higher education are not being altered by the - Speech Link
2: they will raise £12 billion by privatising student debt, so will the Minister tell us whether that is still - Speech Link
3: lessons from the Scottish National party on student finance. The SNP has created a system that actively works - Speech Link

5. Financial Services Bill
24/03/2021 - Lords Chamber

1: in making allowances for unexpected disasters, personal and business. That has long gone—as of course - Speech Link
2: by the “caveat emptor” principle—the taking of personal responsibility—to which the noble Baroness, Lady - Speech Link
3: Regulator. I did that on the suggestion of UK Finance, which has also taken an interest in my amendment - Speech Link

Latest Speeches
Recent Questions related to Debt and Personal Finance
1. Debt Collection
asked by: Naz Shah
... if he will bring forward a new UK Government Debt Management Bill to help ensure debt collection is fair in the long term.

2. Debt Collection
asked by: Lord Best
... what assessment they have made of the ability of existing debt collection processes by public sector bodies to meet the equivalent standards expected of private sector firms regulated by the Financial Conduct Authority.

3. Debt Collection
asked by: Lord Best
... for the introduction of a Debt Management Bill.

4. Debt Collection
asked by: Damian Hinds
... what steps he is taking to ensure that debt collection by public sector organisations meets the standard expected of firms regulated by the Financial Conduct Authority.

5. Debt Collection
asked by: Catherine West
... published in November 2018; and what plans he has to issue new guidelines on the conduct of enforcement officers.

Latest Questions
APPG Supplied Content

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7 Current APPG Officers
Andrew Percy Portrait
Andrew Percy
Vice Chair
Conservative - Brigg and Goole
Joined: 30th July 2015
Jonathan Edwards Portrait
Jonathan Edwards
Vice Chair
Independent - Carmarthen East and Dinefwr
Joined: 30th July 2015
Paul Maynard Portrait
Paul Maynard
Vice Chair
Conservative - Blackpool North and Cleveleys
Joined: 2nd June 2021
Paul Blomfield Portrait
Paul Blomfield
Labour - Sheffield Central
Joined: 30th July 2015
Contact Details

Registered Contact:

Yvonne Fovargue MP, House of Commons, London, SW1A 0AA. Tel: 020 7219 3000.


Public Enquiry Point:

Mark Haslam, StepChange Debt Charity, Floor 3, 27 Queen Anne's Gate, London SW1H 9BU. Tel: 020 7391 4584


Group's Website:

No benefits in kind are on record for the Debt and Personal Finance APPG

No direct financial benefits are on record for the Debt and Personal Finance APPG

Former APPG Officers
Nic Dakin Portrait
Nic Dakin
Labour - Former Member for Scunthorpe
Joined: 30th July 2015
Departed: 5th November 2019
No other APPG Memberships
Kelly Tolhurst Portrait
Kelly Tolhurst
Vice Chair
Conservative - Rochester and Strood
Joined: 12th October 2016
Departed: 2nd May 2017
No other APPG Memberships
Paul Monaghan Portrait
Paul Monaghan
Vice Chair
Scottish National Party - Former Member for Caithness, Sutherland and Easter Ross
Joined: 30th July 2015
Departed: 2nd May 2017
No other APPG Memberships