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Written Question
Disadvantaged: Finance
Friday 20th June 2025

Asked by: Ben Maguire (Liberal Democrat - North Cornwall)

Question to the Ministry of Housing, Communities and Local Government:

To ask the Secretary of State for Housing, Communities and Local Government, with reference to the Spending Review 2025, published on 11 June 2025, if her Department will publish their methodology for (a) calculating and (b) allocation of funding from her'10-year local growth fund to the 350 deprived communities.

Answered by Alex Norris - Parliamentary Under-Secretary (Housing, Communities and Local Government)

On 11 June 2025, the government has announced communities funding for up to 350 places, including the 75 places named in the Plan for Neighbourhoods in March 2025. Within this, 25 trailblazer neighbourhoods will receive up to £20 million over the next decade. We will set out full place selection and methodology in due course.


Written Question
Housing: Health Services
Friday 20th June 2025

Asked by: Ben Maguire (Liberal Democrat - North Cornwall)

Question to the Department of Health and Social Care:

To ask the Secretary of State for Health and Social Care, if he will make an assessment of the potential impact of high-density retirement housing schemes in rural areas that do not have corresponding funding for local healthcare infrastructure on demand for (a) GPs, (b) ambulances and (c) other NHS services.

Answered by Karin Smyth - Minister of State (Department of Health and Social Care)

The Government is committed to delivering a National Health Service that is fit for the future, and this means we require world class infrastructure across the NHS estate. We recognise the challenges that areas of significant housing and population growth can place on primary care infrastructure.

Integrated care boards are responsible for commissioning, planning, securing, and monitoring health services within their system boundaries through delegated responsibility from NHS England. The NHS has a statutory duty to ensure there are sufficient medical services, including general practices, in each local area. It should take account of population growth and demographic changes associated with new retirement developments, alongside other housing growth.

Integrated care systems’ estates infrastructure strategies have been developed to create a long-term plan for future estate requirements and investment for each local area and its needs. These strategies help manage existing estates and take any future requirements into account when considering how best to deliver local services.


Written Question
Prison Education Service: Contracts
Friday 20th June 2025

Asked by: Ben Maguire (Liberal Democrat - North Cornwall)

Question to the Ministry of Justice:

To ask the Secretary of State for Justice, whether contracts agreed with the Prison Education Service will include provision for inflationary increases to budgets for each prison in each year.

Answered by Nicholas Dakin - Government Whip, Lord Commissioner of HM Treasury

The overall budget for the Prisoner Education Service is subject to the Ministry of Justice’s internal annual budget allocations process to set internal budgets following the Spending Review period, so it is not possible to comment on budgets at prison level for future years at present.

The indexation provisions in the circa. 70 service contracts within the Prisoner Education Service vary between the services to ensure they are proportionate and relevant to the services being delivered. The most significant contracts by value Core Education and Careers Information, Advice & Guidance currently include provision for an annual indexation of contract prices. The two indices that are used to calculate inflationary increases are as follows:

1) Average Weekly Earnings index for staff costs, and

2) Consumer Price Index for all non-staff costs.


Speech in Commons Chamber - Thu 19 Jun 2025
Business of the House

Speech Link

View all Ben Maguire (LD - North Cornwall) contributions to the debate on: Business of the House

Speech in Commons Chamber - Thu 19 Jun 2025
Oral Answers to Questions

Speech Link

View all Ben Maguire (LD - North Cornwall) contributions to the debate on: Oral Answers to Questions

Speech in Commons Chamber - Thu 19 Jun 2025
Licences and Licensing

Speech Link

View all Ben Maguire (LD - North Cornwall) contributions to the debate on: Licences and Licensing

Written Question
Bank Services: Standards
Thursday 19th June 2025

Asked by: Ben Maguire (Liberal Democrat - North Cornwall)

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, if she will make an assessment of the potential merits of amending the regulatory mandate under the Financial Services and Markets Act 2023 to require (a) the Financial Conduct Authority and (b) LINK to assess the adequacy of (i) account opening, (ii) loan applications, (iii) personal financial advice and (iv) other face‑to‑face banking services.

Answered by Emma Reynolds - Economic Secretary (HM Treasury)

The Government recognises that the ability to access cash and in-person banking support remains essential for many, which is why we have secured the industry’s commitment to roll out 350 banking hubs by the end of this Parliament, ensuring that access to face-to-face banking is protected. Over 230 hubs have been announced so far, and over 160 are already open.

Banking hubs already offer everyday counter services, allowing people and businesses to withdraw and deposit cash, pay bills and make balance enquiries. They also contain dedicated rooms where customers can see community bankers from their own bank to carry out wider banking services.

The Government has been working closely with industry and significant progress has been made in enhancing baseline service standards, ensuring customers can access services without the need to bring their own devices and addressing service gaps. Some banks already offer account opening at hubs. Banking hubs are also currently piloting the use of printers, and some are experimenting with Saturday opening hours to better meet the demand for face-to-face banking services.

More widely, ensuring individuals have access to the appropriate financial products and services they need is a key priority for the Government. That is why I have committed to publish a Financial Inclusion Strategy later this year which will examine the barriers consumers face in accessing the products they need. This includes a focus on measures to increase access to affordable credit and support financial capability.

The Government is committed to ensuring that people can access high-quality, affordable, and suitable financial advice, as well as free-to-access financial guidance, when they need it. HM Treasury works closely with the Financial Conduct Authority (FCA), the independent regulator of the financial advice market, to ensure that the market works well, competitively, and fairly for both firms and consumers, and that the advice being provided is of high-quality. The Government keeps the regulatory framework under review and works with the FCA to ensure it remains fit for purpose. The Government and the FCA are taking forward proposals for a transformational new regime, Targeted Support, to improve access to consumer support with financial decision-making. Targeted Support would enable financial services firms to suggest appropriate products or courses of action using limited information about a customer and their circumstances.

Banking hubs are a voluntary initiative by banks as part of meeting their access to cash obligations, as legislated for in the Financial Services and Markets Act 2023. The Government are not minded to review the legislation passed by the previous Government.


Written Question
Prison Education Service: Contracts
Thursday 19th June 2025

Asked by: Ben Maguire (Liberal Democrat - North Cornwall)

Question to the Ministry of Justice:

To ask the Secretary of State for Justice, whether the Prison Education Service contracts have been agreed; for what reason there was a delay in signing the contracts; and what her planned timetable is for signing the contracts.

Answered by Nicholas Dakin - Government Whip, Lord Commissioner of HM Treasury

The Prisoner Education Service comprises of six different nationally contracted services, including Core Education and Careers Information and Guidance as the two most significant ones by total contract value. To provide some context, there are circa 70 contracts within the Prisoner Education Services at various stages of being launched.

To date, the 11 new national Careers Information, Advice and Guidance contracts were successfully launched on 1 April 2025. Additionally, new services, enabling distance learning for Further and Higher Education and prison library services, delivered by Local Authorities and Social Enterprises, also commenced on 1 April 2025.

Moreover, contracts have been formally executed for the new digital, web-based screening and assessment tools and for Common Awarding Organisations. Both services shall commence on 1 October 2025.

The successful suppliers for Core Education contract will be announced in due course and all details associated with these contracts remain ‘In Commercial Confidence’ until further notice. The Ministry of Justice is satisfied with the timely progress made to date on the Prisoner Education Service as a whole.


Division Vote (Commons)
18 Jun 2025 - Crime and Policing Bill - View Vote Context
Ben Maguire (LD) voted No - in line with the party majority and in line with the House
One of 64 Liberal Democrat No votes vs 0 Liberal Democrat Aye votes
Vote Tally: Ayes - 102 Noes - 390
Division Vote (Commons)
18 Jun 2025 - Crime and Policing Bill - View Vote Context
Ben Maguire (LD) voted Aye - in line with the party majority and against the House
One of 60 Liberal Democrat Aye votes vs 0 Liberal Democrat No votes
Vote Tally: Ayes - 178 Noes - 313