Mohammad Yasin

Plan 2 student loans were designed and implemented by previous governments. Students in England starting degrees under this government have different arrangements.

Plan 2 loans interest rates are applied at the Retail Price Index (RPI) only, then variable up to RPI +3% depending on earnings. Interest rates do not impact monthly repayments made by student loan borrowers, which stay at a constant rate of 9% above an earnings threshold to protect lower earners. If a borrower’s salary remains the same, their monthly repayments will also stay the same. Any outstanding loan and interest is written off at the end of the loan term, and debt is never passed on to family members or descendants.

Plan 2 student loans were designed and implemented by previous governments. Students in England starting degrees under this government have different arrangements.

Plan 2 loans interest rates are applied at the Retail Price Index (RPI) only, then variable up to RPI +3% depending on earnings. Interest rates do not impact monthly repayments made by student loan borrowers, which stay at a constant rate of 9% above an earnings threshold to protect lower earners. If a borrower’s salary remains the same, their monthly repayments will also stay the same. Any outstanding loan and interest is written off at the end of the loan term, and debt is never passed on to family members or descendants.

Details of how personal data is processed and stored are outlined in the Teachers’ Pension Scheme (TPS) privacy notice which is available here: https://www.teacherspensions.co.uk/-/media/documents/member/factsheets/gdpr/dfe-privacy-notice-gdpr-v12-march-2023-for-web.ashx?rev=a6788c6aa67e4ac7b3d3f4df74462add&hash=ACAAEF10BB57B5814744376B519FABA1.

The TPS complies fully with the General Data Protection Regulation (GDPR) 2018 and the Data Protection Act 2018.

For members requiring additional communication support, the contact us page provides alternative communication options. The scheme also meets the requirements of the Equality Act 2010 and is committed to ensuring accessibility for all members and employers. The accessibility statement on the TPS website explains how the site is designed to be inclusive and is available here: https://www.teacherspensions.co.uk/public/accessibility.aspx.

To maintain service standards, the department monitors the administrator against agreed performance metrics, set out in the TPS administration contract, through established governance arrangements. If contract administration fails to meet established standards and performance metrics, the department can impose financial penalties on the administrator.

Where members believe service standards have not been met, they can use a dispute resolution process to raise this. If dissatisfied with the outcome, they may escalate their complaint to the Pensions Ombudsman for independent review.

Details of how personal data is processed and stored are outlined in the Teachers’ Pension Scheme (TPS) privacy notice which is available here: https://www.teacherspensions.co.uk/-/media/documents/member/factsheets/gdpr/dfe-privacy-notice-gdpr-v12-march-2023-for-web.ashx?rev=a6788c6aa67e4ac7b3d3f4df74462add&hash=ACAAEF10BB57B5814744376B519FABA1.

The TPS complies fully with the General Data Protection Regulation (GDPR) 2018 and the Data Protection Act 2018.

For members requiring additional communication support, the contact us page provides alternative communication options. The scheme also meets the requirements of the Equality Act 2010 and is committed to ensuring accessibility for all members and employers. The accessibility statement on the TPS website explains how the site is designed to be inclusive and is available here: https://www.teacherspensions.co.uk/public/accessibility.aspx.

To maintain service standards, the department monitors the administrator against agreed performance metrics, set out in the TPS administration contract, through established governance arrangements. If contract administration fails to meet established standards and performance metrics, the department can impose financial penalties on the administrator.

Where members believe service standards have not been met, they can use a dispute resolution process to raise this. If dissatisfied with the outcome, they may escalate their complaint to the Pensions Ombudsman for independent review.

Details of how personal data is processed and stored are outlined in the Teachers’ Pension Scheme (TPS) privacy notice which is available here: https://www.teacherspensions.co.uk/-/media/documents/member/factsheets/gdpr/dfe-privacy-notice-gdpr-v12-march-2023-for-web.ashx?rev=a6788c6aa67e4ac7b3d3f4df74462add&hash=ACAAEF10BB57B5814744376B519FABA1.

The TPS complies fully with the General Data Protection Regulation (GDPR) 2018 and the Data Protection Act 2018.

For members requiring additional communication support, the contact us page provides alternative communication options. The scheme also meets the requirements of the Equality Act 2010 and is committed to ensuring accessibility for all members and employers. The accessibility statement on the TPS website explains how the site is designed to be inclusive and is available here: https://www.teacherspensions.co.uk/public/accessibility.aspx.

To maintain service standards, the department monitors the administrator against agreed performance metrics, set out in the TPS administration contract, through established governance arrangements. If contract administration fails to meet established standards and performance metrics, the department can impose financial penalties on the administrator.

Where members believe service standards have not been met, they can use a dispute resolution process to raise this. If dissatisfied with the outcome, they may escalate their complaint to the Pensions Ombudsman for independent review.

Water companies are responsible for securing public water supplies, including supplies that can accommodate planned growth in water demand from both new housing and infrastructure.

Every five years water companies must prepare a water resources management plan (WRMP), and these plans must be maintained. The WRMP sets out how a company intends to achieve a secure supply of water over the next 25 years. The WRMPs published in 2024 set out how water supplies will be maintained over the coming years through demand management, leakage reduction and enhancing water supplies from river and groundwater sources in the time period before new strategic sources of water such as large reservoirs come online.

As announced at the UK-EU Leaders' Summit on 19 May 2025, the UK and EU have agreed to work towards a common Sanitary and Phytosanitary Area, which will mean taking pets on holiday into the EU will be easier and cheaper.

Instead of getting an animal health certificate each time they travel, pet owners will be able to get a multiuse pet passport valid for travel to the EU.

We are expecting to start negotiations in the autumn, once the EU has confirmed their mandate.

The Government takes the importation of pets seriously and is committed to preserving the United Kingdom’s high standards of biosecurity and animal welfare.

We carefully monitor the effectiveness of our pet travel rules to ensure they safeguard our biosecurity and remain proportionate for pet owners.

As announced at the UK-EU Leaders' Summit on 19 May 2025, the UK and EU have agreed to work towards a common Sanitary and Phytosanitary Area, which will mean taking pets on holiday into the EU will be easier and cheaper.

Instead of getting an animal health certificate each time they travel, pet owners will be able to get a multiuse pet passport valid for travel to the EU. We are expecting to start negotiations in the autumn, once the EU has confirmed their mandate.

It is for the regulators to determine fines against water companies.

In May this year, Ofwat issued a £104.5m fine to Thames Water for breaches of rules relating to the company’s wastewater operations. A payment plan has since been confirmed, with 20% of the fine to be paid by the end of this month.

This Government has put in place the building blocks to clean up our rivers, lakes and seas. The Water (Special Measures) Act provides the most significant increase in enforcement powers for the regulators in a decade, giving them the teeth they need to take tougher action against water companies.

The Act has introduced independent monitoring of every sewerage outlet, with water companies required to publish near real-time data (within an hour of a discharge occurring) for all emergency overflows, matching the pre-existing duty and meeting the Government commitment to ensure monitoring of every outlet.

The Act banned unfair bonuses for ten polluting water bosses this year and introduced prison sentences for executives who cover up sewage spills - closing the gaps that have allowed companies to get away with behaviours that are unacceptable.

The Independent Water Commission examined how to strengthen the regulation even further. The former Secretary of State provided an Oral Statement to Parliament in response to the final report and Government will be taking forward a number of recommendations.

The Secretary of State has had no recent discussions with the Home Office on these matters.

Officials are however in regular contact with the Home Office concerning e-scooters.

No such guidance has been issued by the Department. The enforcement of criminal offences is entirely a matter for the police.

Part of the money received from drivers attending courses under the National Driver Offending Retraining Scheme (NDORS) goes to the local Road Safety Partnership, where one exists, which includes the local authority, the police and other partners. This is ringfenced to be used for road safety purposes, including the installation and maintenance of safety cameras. Local authorities and the police are also able to use other unringfenced grants to fund additional road safety activity in their area. In areas with no road safety partnership, the funding from NDORS courses goes to the police.

The Driver and Vehicle Standards Agency (DVSA) encourages candidates preparing for their theory and practical test to understand and revise the source materials for the test, which includes The Highway Code and The Official DVSA Guide to Driving: The Essential Skills. DVSA also recommends that learner drivers practice overtaking other vehicles where road and traffic conditions provide the opportunity to do so safely when learning to drive.

Rules 162 to 169 of the Highway code cover overtaking in detail, with rule 164 specifically covering overtaking large vehicles.

The Theory test (including both the multiple choice and hazard perception parts of the theory test) and the practical driving test are designed to complement each other, ensuring new drivers have both the theoretical understanding and the practical skills needed to drive safely and responsibly.

The Automated Vehicles (AV) Act 2024 implementation timeline is designed to prioritise the development and implementation of a regulatory framework that maximises innovation, public safety, and public confidence by the second half of 2027. By incorporating opportunity for extensive consultation, the timeline will help facilitate the realisation of AV benefits to specific demographics and more broadly.

In June 2025, the Government announced an acceleration of the Automated Passenger Services (APS) permitting scheme to spring 2026, subject to consultation. In deciding whether to grant a permit, the Secretary of State must have regard to whether, and to what extent, the granting of the permit is likely to lead to an improvement in the understanding of how automated passenger services should best be designed for, and provided to, older or disabled passengers. A consultation on the scheme is open until 28th September.

Alongside developing our domestic regulations, we are playing a leading role in work to harmonise international rules on self-driving; this work is anticipated to complete in early 2027.

All employers are required to comply with the Equality Act 2010, including the duty to make reasonable adjustments where a disabled person would otherwise be put at a substantial disadvantage compared with their colleagues. The Equality and Human Rights Commission is responsible for enforcing the Equality Act and providing guidance on reasonable adjustments, and we expect all employers including those in the Disability Confident scheme to act within the law.

The Disability Confident scheme encourages employers to create disability inclusive workplaces and to support disabled people to get work and get on in work. When an employer signs up to the scheme, they agree to commitments which include anticipating and providing reasonable adjustments as required and supporting any existing employee who acquires a disability or long-term health condition, enabling them to stay in work.

To help employers meet these commitments in practice, Disability Confident provides a range of guidance and resources. This includes the Disability Confident Manager’s Guide [https://www.gov.uk/government/publications/disability-confident-and-cipd-guide-for-line-managers-on-employing-people-with-a-disability-or-health-condition], which explains how managers can make and review reasonable adjustments, consider flexible working, and sets out examples of other types of workplace adjustments. In addition, the Department has developed the ‘Support with Employee Health and Disability’ digital service [https://www.support-with-employee-health-and-disability.dwp.gov.uk/support-with-employee-health-and-disability], which offers employers tailored guidance on supporting employees with health conditions or disabilities, including advice on legal obligations, making reasonable adjustments, and signposting to sources of expert support.

The scheme also signposts employers and employees to Access to Work, a discretionary grant that provides support for people with a disability or health condition to move into or retain employment, by helping with extra disability related costs of working that go beyond the standard reasonable adjustments an employer is expected to provide under the Equality Act.

The Department for Work and Pensions is committed to providing timely and accurate support to people whose ability to work is affected by long-term health conditions or disabilities through Employment and Support Allowance (ESA) and Personal Independence Payment (PIP). Anyone who claims ESA and PIP must satisfy the relevant conditions of entitlement, regardless of the circumstances in which the claim is made. Initial decisions on claims will be made without delay once all evidence needed is available.

Decisions are made within a statutory framework, which allows for revision within one month of notification, with extensions where reasonable. Decisions may also be revised or superseded where there has been official error, where new medical evidence is presented or where a customer has had a relevant change in circumstances. These provisions help ensure accurate decision making and reduce the need for repeated appeals.

We recognise that some customers have complex needs and may require additional support and reasonable adjustments, including adapted communication, additional time, and advocacy from representatives or appointees.

The Department provides comprehensive training and guidance for assessment providers and the health professionals (HPs) who carry out both Work Capability Assessments (WCA) in Employment and Support Allowance (ESA) and Universal Credit (UC), and Personal Independence Payment (PIP) assessments. The WCA Handbook and the Personal Independence Payment Assessment Guide (PIPAG) sets out how HPs should evaluate all relevant evidence when assessing a claimant’s functional limitations against the respective criteria.

Both WCA and PIP assessments are functional assessments, focusing on the impact of health condition(s) or disability. HPs consider all available evidence. DWP decision makers give due consideration to all available evidence when making decisions on benefit entitlement, including the HP’s assessment report and any evidence provided by the individual, their GP or consultant, and anybody else that provides them with formal or informal support.

HPs receive training on cognitive and fluctuating conditions and how these might impact on how individuals perform the activities/descriptors which form the assessments.

The UK’s comprehensive social security relationship with the EU Member States, including State Pensions, is governed by the Withdrawal Agreement and the Trade and Cooperation Agreement.

These agreements provide the necessary level of social security protection and continuity of State Pension provision for those moving between the UK and the EU Member States, including Greece.

The UK’s comprehensive social security relationship with the EU Member States, including State Pensions, is governed by the Withdrawal Agreement and the Trade and Cooperation Agreement.

These agreements provide the necessary level of social security protection and continuity of State Pension provision for those moving between the UK and the EU Member States, including Greece.