The Department for Education is responsible for children’s services and education, including early years, schools, higher and further education policy, apprenticeships and wider skills in England.
The Education Select Committee and the Health and Social Care Select Committee have jointly launched an inquiry into the mental …
Oral Answers to Questions is a regularly scheduled appearance where the Secretary of State and junior minister will answer at the Dispatch Box questions from backbench MPs
Other Commons Chamber appearances can be:Westminster Hall debates are performed in response to backbench MPs or e-petitions asking for a Minister to address a detailed issue
Written Statements are made when a current event is not sufficiently significant to require an Oral Statement, but the House is required to be informed.
Department for Education does not have Bills currently before Parliament
A bill to transfer the functions of the Institute for Apprenticeships and Technical Education, and its property, rights and liabilities, to the Secretary of State; to abolish the Institute; and to make amendments relating to the transferred functions.
This Bill received Royal Assent on 15th May 2025 and was enacted into law.
e-Petitions are administered by Parliament and allow members of the public to express support for a particular issue.
If an e-petition reaches 10,000 signatures the Government will issue a written response.
If an e-petition reaches 100,000 signatures the petition becomes eligible for a Parliamentary debate (usually Monday 4.30pm in Westminster Hall).
Allow parents to take their children out of school for up to 10 days fine free.
Gov Responded - 23 Dec 2024 Debated on - 27 Oct 2025We’re seeking reform to the punitive policy for term time leave that disproportionately impacts families that are already under immense pressure and criminalises parents that we think are making choices in the best interests of their families. No family should face criminal convictions!
We call on the Government to withdraw the Children's Wellbeing and Schools Bill. We believe it downgrades education for all children, and undermines educators and parents. If it is not withdrawn, we believe it may cause more harm to children and their educational opportunities than it helps
Retain legal right to assessment and support in education for children with SEND
Gov Responded - 5 Aug 2025 Debated on - 15 Sep 2025Support in education is a vital legal right of children with special educational needs and disabilities (SEND). We ask the government to commit to maintaining the existing law, so that vulnerable children with SEND can access education and achieve their potential.
Commons Select Committees are a formally established cross-party group of backbench MPs tasked with holding a Government department to account.
At any time there will be number of ongoing investigations into the work of the Department, or issues which fall within the oversight of the Department. Witnesses can be summoned from within the Government and outside to assist in these inquiries.
Select Committee findings are reported to the Commons, printed, and published on the Parliament website. The government then usually has 60 days to reply to the committee's recommendations.
Plan 2 loans were designed and implemented by previous governments. Prospective students had access to a wide range of information across a range of platforms before they submit their loan application.
Student loan terms and conditions make clear that the conditions of the loan may change in line with the regulations that govern the loans. Students sign these terms and conditions before any money is paid to them.
The student finance system is designed to function differently to a commercial loan. Repayments are calculated solely on earnings, not on amount borrowed or the rate of interest applied. Crucially, Plan 2 student loans are cancelled after 30 years, regardless of outstanding balances.
The department does not hold data specific to South Basildon and East Thurrock.
Unlike commercial loans, student loan repayments are linked to income, not to the amount borrowed or interest applied. Borrowers only start repaying their student loan once earnings exceed the threshold, after which they repay at a rate of 9% of income above the repayment threshold, meaning low earning borrowers are protected. For example, a borrower earning £27,000 who started their course in academic year 2025/26 will repay £15 per month.
If their income drops, so do the repayments they make towards their student loan. And at the end of the repayment term any outstanding loan debt, including interest accrued, will be cancelled with no detriment to the borrower, and debt is never passed on to family members or descendants.
Based on current modelling, 32% of the 2022/23 cohort of England-domiciled Plan 2 student loan borrowers are expected to fully repay their loans within the 30 year loan term. Student loan forecasts can be found here: https://explore-education-statistics.service.gov.uk/methodology/student-loan-forecasts-for-england.
The department does not hold information on the average total interest accrued by a Plan 2 borrower over the lifetime of their loan. However, interest rates only affect the total amount repaid by high-earning borrowers and those with small balances, who will pay back all, or very nearly all, their student loans.
The purpose of pupil premium funding is to improve educational outcomes for disadvantaged pupils in state-funded schools in England.
Pupil premium is not a personal budget for individual pupils. It is for schools to decide how to allocate the funding, after assessing the needs of their disadvantaged cohort, including previously looked after children.
To ensure that pupil premium is focused on effective approaches to raising the educational attainment of disadvantaged pupils, schools must use their pupil premium in line with the evidence-informed 'menu of approaches'. Under the ‘wider strategies’ category this can include supporting pupil’s social and emotional needs.
Previously looked after children and young people under adoption orders, special guardianship orders and child arrangements orders are eligible for funding for therapy through the Adoption and Special Guardianship Support Fund.
The purpose of pupil premium funding is to improve educational outcomes for disadvantaged pupils in state-funded schools in England.
Pupil premium is not a personal budget for individual pupils. It is for schools to decide how to allocate the funding, after assessing the needs of their disadvantaged cohort, including previously looked after children.
To ensure that pupil premium is focused on effective approaches to raising the educational attainment of disadvantaged pupils, schools must use their pupil premium in line with the evidence-informed 'menu of approaches'. Under the ‘wider strategies’ category this can include supporting pupil’s social and emotional needs.
Previously looked after children and young people under adoption orders, special guardianship orders and child arrangements orders are eligible for funding for therapy through the Adoption and Special Guardianship Support Fund.
The department is providing £3.2 billion of pupil premium funding in 2026/27 to improve educational outcomes for disadvantaged pupils in state-funded schools in England.
To ensure pupil premium is focused on effective approaches, schools must use their pupil premium in line with the evidence-informed 'menu of approaches'.
Schools with more than 5 eligible pupils must publish a strategy statement annually on their school website using the department template. Schools are held accountable for the outcomes they achieve with all their funding, including through Ofsted inspections and by governors and trustees, and pupil premium is no exception.
An evaluation of pupil premium and recovery premium, published in March 2025, found that overall schools were positive about the impact of the funding, and 85% agreed that having pupil premium meant they had a better strategy for meeting the needs of disadvantaged pupils. The evaluation is available here: https://www.gov.uk/government/publications/pupil-premium-and-recovery-premium-evaluation.
A report published by the Education Endowment Foundation (EEF) in October 2025 found that generally schools’ planned spending of pupil premium aligned with the challenges identified, and that schools used a variety of evidence sources to support their choice of approaches. The report is available here: https://educationendowmentfoundation.org.uk/projects-and-evaluation/projects/pupil-premium-statement-research-project.
The Children and Families Act 2014 and SEND regulations set out the detail that schools must include in special educational needs (SEN) information reports. The SEND Code of Practice states that schools should ensure that the information is easily accessible by young people and parents, and is set out in clear, straightforward language.
The Ofsted inspection toolkit states that, in gathering evidence about supporting pupils with special educational needs and disabilities (SEND), inspectors must consider the extent to which published SEN information reports are easily accessible and accurately describe the school’s provision and support for pupils with SEN.
The department has published guidance to help schools understand their legal duties under the Equality Act 2010: https://assets.publishing.service.gov.uk/media/5a7e3237ed915d74e33f0ac9/Equality_Act_Advice_Final.pdf.
The department has also issued further guidance to help support school governing boards understand their roles and responsibilities, accessible at: https://www.gov.uk/government/publications/sen-and-disability-duties-guidance-for-school-governing-boards/special-educational-needs-sen-and-disabilities-guidance-for-school-governing-boards.
There are a range of resources available to school leaders and governors to support in the creation of accessible SEN Information Reports.
We will set out our proposals for SEND reform in the upcoming Schools White Paper and will consult widely on these proposals, continuing to work with a wide range of partners to refine and deliver them.
The Children and Families Act 2014 and SEND regulations set out the detail that schools must include in special educational needs (SEN) information reports. The SEND Code of Practice states that schools should ensure that the information is easily accessible by young people and parents, and is set out in clear, straightforward language.
The Ofsted inspection toolkit states that, in gathering evidence about supporting pupils with special educational needs and disabilities (SEND), inspectors must consider the extent to which published SEN information reports are easily accessible and accurately describe the school’s provision and support for pupils with SEN.
The department has published guidance to help schools understand their legal duties under the Equality Act 2010: https://assets.publishing.service.gov.uk/media/5a7e3237ed915d74e33f0ac9/Equality_Act_Advice_Final.pdf.
The department has also issued further guidance to help support school governing boards understand their roles and responsibilities, accessible at: https://www.gov.uk/government/publications/sen-and-disability-duties-guidance-for-school-governing-boards/special-educational-needs-sen-and-disabilities-guidance-for-school-governing-boards.
There are a range of resources available to school leaders and governors to support in the creation of accessible SEN Information Reports.
We will set out our proposals for SEND reform in the upcoming Schools White Paper and will consult widely on these proposals, continuing to work with a wide range of partners to refine and deliver them.
The Children and Families Act 2014 and SEND regulations set out the detail that schools must include in special educational needs (SEN) information reports. The SEND Code of Practice states that schools should ensure that the information is easily accessible by young people and parents, and is set out in clear, straightforward language.
The Ofsted inspection toolkit states that, in gathering evidence about supporting pupils with special educational needs and disabilities (SEND), inspectors must consider the extent to which published SEN information reports are easily accessible and accurately describe the school’s provision and support for pupils with SEN.
The department has published guidance to help schools understand their legal duties under the Equality Act 2010: https://assets.publishing.service.gov.uk/media/5a7e3237ed915d74e33f0ac9/Equality_Act_Advice_Final.pdf.
The department has also issued further guidance to help support school governing boards understand their roles and responsibilities, accessible at: https://www.gov.uk/government/publications/sen-and-disability-duties-guidance-for-school-governing-boards/special-educational-needs-sen-and-disabilities-guidance-for-school-governing-boards.
There are a range of resources available to school leaders and governors to support in the creation of accessible SEN Information Reports.
We will set out our proposals for SEND reform in the upcoming Schools White Paper and will consult widely on these proposals, continuing to work with a wide range of partners to refine and deliver them.
We must distinguish between allegations of foreign interference and the positive impact that partnership and students from China bring to our higher education (HE) sector, economy and society as a whole.
HE providers are autonomous bodies, independent of government, and we expect the sector to be alert to security risks when collaborating with international partners, ensuring their compliance with relevant legislation and regulations.
Providers must also continue to make the appropriate financial decisions to ensure their long term sustainability, with the Office for Students (OfS) monitoring the risk of over reliance on overseas income at a sector level.
The department commenced strengthened duties on providers and on the OfS in relation to free speech and academic freedom. These duties have been in effect since 1 August 2025, and the Office for Students has also issued extensive guidance to HE providers on what they should do to ensure they effectively protect and promote free speech and academic freedom as per these duties.
The Department for Science, Innovation and Technology provides robust support to the UK's research sector on managing the risks of collaboration, including tailored advice from the Research Collaboration Advice Team, and the National Protective Security Authority and National Cyber Security Centre’s ‘Trusted Research’ guidance.
We must distinguish between allegations of foreign interference and the positive impact that partnership and students from China bring to our higher education (HE) sector, economy and society as a whole.
HE providers are autonomous bodies, independent of government, and we expect the sector to be alert to security risks when collaborating with international partners, ensuring their compliance with relevant legislation and regulations.
Providers must also continue to make the appropriate financial decisions to ensure their long term sustainability, with the Office for Students (OfS) monitoring the risk of over reliance on overseas income at a sector level.
The department commenced strengthened duties on providers and on the OfS in relation to free speech and academic freedom. These duties have been in effect since 1 August 2025, and the Office for Students has also issued extensive guidance to HE providers on what they should do to ensure they effectively protect and promote free speech and academic freedom as per these duties.
The Department for Science, Innovation and Technology provides robust support to the UK's research sector on managing the risks of collaboration, including tailored advice from the Research Collaboration Advice Team, and the National Protective Security Authority and National Cyber Security Centre’s ‘Trusted Research’ guidance.
This government is absolutely committed to freedom of speech and academic freedom. The department commenced the following provisions, which came into force from 1 August 2025:
The OfS has also issued extensive guidance to HE providers on commencement of their duties.
We are seeking a suitable legislative vehicle to amend and repeal elements of the Higher Education (Freedom of Speech) Act 2023 at the earliest opportunity.
Following the review on post-18 education and funding, Plan 5 terms and conditions were introduced for new students in England who started their studies from the academic year 2023/24.
Interest on Plan 5 student loans is charged at the Retail Price Index (RPI) inflation only (currently 3.2%), meaning graduates will not repay more than they borrow in real terms. As an additional borrower protection, interest rates are automatically capped by the prevailing market rate for comparable unsecured personal loans, ensuring borrowers are protected if market conditions change.
It is reasonable to ask those graduates who do benefit financially from higher education to contribute towards the cost of their studies. Borrowers earning below the repayment threshold of £25,000 per year are not required to repay anything. Any outstanding loan including interest built up is cancelled at the end of the loan term with no detriment to the borrower, and debt is never passed on to family members or descendants.
All first-degree subjects typically lead to high rates of sustained employment, with Longitudinal Education Outcomes data showing that the proportion of graduates in “sustained employment with or without further study” five years after graduation ranges from 77.4% to 92.2% across subjects (in the latest available data, i.e. the 2022/23 tax year). This compares to a 68.0% employment rate among working-age non-graduates (in the latest Graduate Labour Market Statistics release, i.e. for 2024).
Current administrative data does not provide a breakdown of outcomes by whether employment is at graduate-level. Similarly, evidence is not available on the breakdown of government costs of student finance at course or subject level.
Courses with specific quality concerns related to graduate outcomes are addressed through the Office for Students quality regime.
Plan 2 student loans were designed and implemented by previous governments. Interest rates are applied at the Retail Price Index (RPI) only, then variable up to an upper limit of RPI +3% depending on earnings. This maintains the real value of repayments over a long loan term. As an additional borrower protection, interest rates on post-2012 loans are automatically capped by the prevailing market rate for comparable unsecured personal loans, ensuring borrowers are protected if market conditions change.
Interest rates do not impact monthly repayments made by student loan borrowers. Repayments are made at a constant rate of 9% above the earnings threshold, and the 9% rate strikes a balance between affordability for graduates and fairness to taxpayers. For example, someone earning £30,000 will repay around £4 per month in the 2026/27 financial years under the repayment threshold of £29,385.
Those earning below the earnings threshold do not make repayments. Any outstanding loan including interest built up, is cancelled at the end of the loan term with no detriment to the borrower, and debt is never passed on to family members or descendants.
This is a deliberate government investment in students and the economy, and the 9% over-threshold repayment rate keeps higher education funding sustainable and ensures the costs are shared fairly between students and taxpayers.
Reducing the repayment rate to 5% would significantly increase the cost to taxpayers, many of whom have not attended university, which in turn would undermine the sustainability of higher education funding.
My noble Friend, the Minister for Skills has written to the Rethink Repayment campaign organiser via their MP regarding this issue.
Plan 2 student loans were designed and implemented by previous governments. Interest rates are applied at the Retail Price Index (RPI) only, then variable up to an upper limit of RPI +3% depending on earnings. This maintains the real value of repayments over a long loan term. As an additional borrower protection, interest rates on post-2012 loans are automatically capped by the prevailing market rate for comparable unsecured personal loans, ensuring borrowers are protected if market conditions change.
Interest rates do not impact monthly repayments made by student loan borrowers. Repayments are made at a constant rate of 9% above the earnings threshold, and the 9% rate strikes a balance between affordability for graduates and fairness to taxpayers. For example, someone earning £30,000 will repay around £4 per month in the 2026/27 financial years under the repayment threshold of £29,385.
Those earning below the earnings threshold do not make repayments. Any outstanding loan including interest built up, is cancelled at the end of the loan term with no detriment to the borrower, and debt is never passed on to family members or descendants.
This is a deliberate government investment in students and the economy, and the 9% over-threshold repayment rate keeps higher education funding sustainable and ensures the costs are shared fairly between students and taxpayers.
Reducing the repayment rate to 5% would significantly increase the cost to taxpayers, many of whom have not attended university, which in turn would undermine the sustainability of higher education funding.
My noble Friend, the Minister for Skills has written to the Rethink Repayment campaign organiser via their MP regarding this issue.
Plan 2 student loans were designed and implemented by previous governments. Interest rates are applied at the Retail Price Index (RPI) only, then variable up to an upper limit of RPI +3% depending on earnings. This maintains the real value of repayments over a long loan term. As an additional borrower protection, interest rates on post-2012 loans are automatically capped by the prevailing market rate for comparable unsecured personal loans, ensuring borrowers are protected if market conditions change.
Interest rates do not impact monthly repayments made by student loan borrowers. Repayments are made at a constant rate of 9% above the earnings threshold, and the 9% rate strikes a balance between affordability for graduates and fairness to taxpayers. For example, someone earning £30,000 will repay around £4 per month in the 2026/27 financial years under the repayment threshold of £29,385.
Those earning below the earnings threshold do not make repayments. Any outstanding loan including interest built up, is cancelled at the end of the loan term with no detriment to the borrower, and debt is never passed on to family members or descendants.
This is a deliberate government investment in students and the economy, and the 9% over-threshold repayment rate keeps higher education funding sustainable and ensures the costs are shared fairly between students and taxpayers.
Reducing the repayment rate to 5% would significantly increase the cost to taxpayers, many of whom have not attended university, which in turn would undermine the sustainability of higher education funding.
My noble Friend, the Minister for Skills has written to the Rethink Repayment campaign organiser via their MP regarding this issue.
Young people involved in Adoption England’s National Youth Forum and regional adoption agency peer groups have spoken about how these groups have helped them explore and strengthen their identity, as well as to develop friendships with peers who understand their background. That is why our new consultation on the future of adoption support, “Adoption support that works for all”, includes proposals to increase opportunities for all young people to be involved in peer-led support groups, mentoring schemes, and wider community-based activities. This will help young people develop friendships and networks which can last a lifetime. The consultation can be found here: https://www.gov.uk/government/consultations/adoption-support-that-works-for-all.
The National Year of Reading is a UK-wide campaign aiming to tackle long-term declines in reading enjoyment.
Reading together is one of the most powerful ways to build a child’s language and communication skills, strengthen early bonds, and spark a lifelong love of reading. This is why early years is one of the priority groups for the National Year of Reading.
The ‘Go All In’ campaign positions reading as a powerful way for parents and families to increase quality time with their children and explore shared interests further, rather than reading being seen as a parental obligation.
The National Year of Reading includes a major physical and online marketing campaign, as well as exciting events, webinars, resources, and activities in communities, libraries, schools and early years settings throughout the year.
The government is also investing around £500 million in the national rollout of the Best Start Family Hubs, which includes simple, practical tips to help parents feel confident in sharing stories, songs and books.
Early years settings and all interested parties are encouraged to sign up to www.goallin.org.uk for more information and to receive regular updates.
The National Year of Reading is a UK-wide campaign aiming to tackle long-term declines in reading enjoyment.
Reading together is one of the most powerful ways to build a child’s language and communication skills, strengthen early bonds, and spark a lifelong love of reading. This is why early years is one of the priority groups for the National Year of Reading.
The ‘Go All In’ campaign positions reading as a powerful way for parents and families to increase quality time with their children and explore shared interests further, rather than reading being seen as a parental obligation.
The National Year of Reading includes a major physical and online marketing campaign, as well as exciting events, webinars, resources, and activities in communities, libraries, schools and early years settings throughout the year.
The government is also investing around £500 million in the national rollout of the Best Start Family Hubs, which includes simple, practical tips to help parents feel confident in sharing stories, songs and books.
Early years settings and all interested parties are encouraged to sign up to www.goallin.org.uk for more information and to receive regular updates.
Fostering is a devolved issue. Guidance to Health and Social Care Trusts is a matter for the devolved Northern Irish government.
The department funds Fosterline, which provides guidance on Universal Credit to fostering services and to prospective and current foster carers in England.
In England, the government sets the National Minimum Allowance to cover carers’ day‑to‑day caring costs. Fostering income is disregarded when determining eligibility for Universal Credit.
During discussions with a Department for Work & Pensions work coach, foster carer support can be tailored by recording that they are an approved foster carer and looking after children.
English fostering standards make clear that carers should receive clear information about the financial support they will receive before they start looking after a child. The department has also launched a call for evidence which included questions on financial transparency, to improve the understanding and consistency of financial support that is available to foster carers.
I refer the hon. Member for Strangford to the answer of 5 January 2026 to Question 100857.
The department is currently analysing responses to the call for evidence on out-of-school settings safeguarding, which sought to improve our understanding of current practice in the sector and invite views on possible approaches for further strengthening safeguarding standards. Given the significance of the issue, this analysis is being supported by independent external analysts.
The department also intends to carry out further engagement, including focus groups with parents and small providers, and sector roundtables with safeguarding experts and sector representatives before issuing a full response in due course.
These loans were designed and implemented by previous governments, and the department is having to make hard choices to balance taxpayer and borrower interests to ensure that the student finance system remains sustainable.
Unlike commercial loans, student loan repayments are linked to income, not to the amount borrowed or interest applied. If a borrower is earning above the repayment threshold and their income stays the same, then their repayments will remain the same.
Repayments are made at a constant rate of 9% above the earnings threshold, and the 9% rate strikes a balance between affordability for graduates and fairness to taxpayers. This is a deliberate government investment in students and the economy.
Those earning below the earnings threshold do not make repayments. Any outstanding loan including interest built up, is cancelled at the end of the loan term with no detriment to the borrower, and debt is never passed on to family members or descendants.
This government recognises the impact that cost-of-living pressures are having on students. This is why we are reintroducing means-tested maintenance grants from the 2028/29 academic year, providing students with up to £1,000 extra support each year, regardless of their location. We will also increase maintenance loans by 2.71% in 2026/27, bringing maximum amounts to £14,135 for students living away from home and studying in London, £10,830 for students living away from home and studying outside London and £9,118 for students living at home.
We are developing options to address regional disparities in entering higher education for disadvantaged students through a new Access and Participation Task and Finish Group, chaired by Professor Kathryn Mitchell, Vice-Chancellor and Chief Executive of the University of Derby. We are also working with the Ministry of Housing, Communities and Local Government to encourage universities to collaborate with local authorities on strategic approaches to meeting student housing needs.
Plan 2 interest rates vary with income when the borrower has left study and is in repayment. The lower interest threshold, below which borrowers are charged an interest rate of RPI+0%, is currently £28,470. Interest then increases on a sliding scale to RPI+3% for borrowers earning over the higher interest threshold (currently £51,245). This ensures that, post-study, only borrowers earning higher incomes are charged RPI+3 interest.
Student loan repayments are made based on a borrower’s monthly or weekly earnings, not the interest rate or amount borrowed. Outstanding debt, including interest accrued, is cancelled at the end of the loan term with no detriment to the borrower.
Interest rates on student loans have been consistently linked to a widely recognised and adopted measure of inflation. Interest rates are set in legislation in reference to the Retail Price Index (RPI) from the previous March and are applied annually on 1 September until 31 August.
The Office for National Statistics has undertaken a substantial programme of work over the past two years to enhance how inflation is measured and this will be carried over into student loans. The Office for Budget Responsibility has confirmed that from 2030 at the earliest, movements in RPI will be aligned with the Consumer Price Index (CPI). Further details are available at:
https://obr.uk/box/the-long-run-difference-between-rpi-and-cpi-inflation/.
We have announced an ambitious reform programme to urgently address the sharp decline in foster carers and modernise fostering.
We are investing £88 million over the next two financial years to transform the foster care system. That will include direct action to recruit and retain a wide range of foster carers, including weekend and short-break foster carers.
This investment includes an innovation programme supported by £12.4 million to scale and spread new and existing models of care, including different models of foster care that push at the boundaries of how we achieve better results for children. This programme can also include initiatives that make greater use of supported lodgings to enable older children, where appropriate, to live more independently.
Our policy paper also sets out plans to ensure that carers can rely on their own trusted networks, and to tackle unnecessary bureaucratic hurdles that carers often face when attempting to do this. The policy paper is available here: https://www.gov.uk/government/publications/renewing-fostering-homes-for-10000-more-children.
This government is committed to training the staff we need to get patients seen on time, including more medical and clinical professionals and will work closely with partners in education to do so and ensure these professions remain attractive career choices.
We now have a complete apprentice pathway for nursing, from entry level to postgraduate advanced clinical practice. A person can join the NHS as an entry level healthcare assistant apprentice with a view to eventually qualifying as a registered nurse.
For those who do take out a student loan to support their studies, unlike commercial loans, student loan repayments are linked to income, not to the amount borrowed or interest applied. And at the end of the repayment term any outstanding loan debt, including interest accrued, will be cancelled with no detriment to the borrower, and debt is never passed on to family members or descendants.
Students studying on eligible courses at English universities qualify for additional support through the NHS Learning Support Fund or NHS Bursary.
It is important that student loans are subject to interest, to ensure that those who can afford to do so contribute to the full cost of their degree. Lower earning borrowers, and those who do not go on to repay their loan in full, are protected. The regulations provide that at the end of the loan term any outstanding loan debt, including interest accrued, will be cancelled at no detriment to the borrower. Debt is never passed on to family members or descendants.
Borrowers on intermittent incomes are also protected as repayments are based on earnings, not on the rate of interest or the size of debt. This means if their income drops, so do their repayments. Interest rates do not have an immediate cash impact on the cost of living for borrowers, as interest rates do not affect monthly student loan repayments.
I refer the hon. Member for West Suffolk to the answer of 13 February 2026 to Question 103940.
As of 30 April 2025, there were approximately 19,000 (to the nearest 1000) Plan 2 student loan borrowers with a positive loan balance registered with the Student Loans Company (SLC) to postcodes which fall wholly or partly within the local authority area of Stroud District Local Authority.
This will include borrowers who were resident in Stroud, including at parental addresses, when they applied for the loan and have not informed the SLC of a subsequent change of address.
The department produced the following analysis regarding the impact of maintaining the repayment and interest thresholds for Plan 2 student loans on the lifetime repayments made by borrowers:
Average lifetime repayments (2024/25 financial year prices) | |||||
Baseline (£) | Post- policy (£) | Impact | |||
£ | % | ||||
Entire cohort | 27,000 | 28,300 | 1,300 | 5 | |
Average | |||||
Lifetime graduate earnings decile | 1 | 2,000 | 2,000 | 0 | 0 |
2 | 4,300 | 4,700 | 400 | 9 | |
3 | 7,700 | 8,100 | 400 | 5 | |
4 | 11,600 | 13,000 | 1,400 | 12 | |
5 | 16,900 | 18,500 | 1,600 | 9 | |
6 | 23,100 | 25,200 | 2,100 | 9 | |
7 | 31,300 | 33,600 | 2,300 | 7 | |
8 | 41,200 | 43,500 | 2,300 | 6 | |
9 | 54,500 | 56,100 | 1,600 | 3 | |
10 | 59,100 | 59,500 | 400 | 1 | |
The department will release an equalities impact assessment, including the impact on lifetime repayments, alongside other borrower impacts for the Plan 2 repayment threshold and interest threshold freeze announced at the Autumn Budget. Published results may differ from those provided due to model and data updates.
The rate of repayment for undergraduate student loans remains at 9% on all income above the relevant threshold. Other factors, including any reliefs, pension contributions, or receipt of certain means-tested welfare benefits could adjust an individual’s effective tax rate.
Further education (FE) colleges are responsible for setting and negotiating staff pay and terms and conditions within colleges.
The government recognises that colleges are facing recruitment challenges in construction and engineering. That is why our targeted retention incentive scheme gives eligible early career college teachers in priority subjects, including building and construction and engineering, up to £6,000 after tax annually. In the 2024/25 academic year, almost 6,000 teachers received payments.
In addition, we have announced that areas with Local Skills Improvement Plans will benefit from £20 million to form partnerships between FE providers and construction employers. This will help to build links between colleges and industry and boost the number of teachers with construction experience in FE.
Across the spending review period, we will provide £1.2 billion of additional investment per year in skills by 2028/2029. This significant investment will ensure there is increased funding to colleges and other 16 to19 providers to enable the recruitment and retention of expert teachers in high value subject areas, and interventions to retain top teaching talent.
As the independent regulator of higher education, the Office for Students makes independent decisions about regulatory interventions.
Applying interest to the loans ensures that those who benefit financially from higher education (HE) contribute towards the cost of that HE. To ensure the real value of the loans over the repayment term, interest is linked to inflation. Interest increases the face value of the student loan book, but the impact on the fair value depends on complex assumptions about lifetime repayments.
In cashflow terms, neither outlay nor repayments are affected by a higher interest rate in the short term. Only when borrowers approach the end of their repayments would there be an increase in repayments through additional interest leading to extended repayment periods up to the maximum of 30 years for Plan 2 and 40 years for Plan 5 loans.
The latest higher education (HE) Statistics Agency data shows that 71.4% of UK-domiciled graduates from 2022/23 in employment were in high-skilled roles 15 months after graduation.
Latest ‘Graduate Labour Market Statistics’ data show that in 2024, 79.0% of working age postgraduates and 67.9% of graduates were in high-skilled employment, an increase compared to 2023.
Further, research suggests that the majority of graduates are expected to earn a positive financial return from HE over their lifetime. Whilst employment rates for graduates remain higher than for non-graduates, we recognise that those leaving HE face challenges and are taking steps to ensure graduates are ready for work.
The department does not hold an estimate of the proportion of total Plan 2 outlay since 2012 that will be written off. We forecast subsidy portions for outlay for current and future financial years.
We estimate a resource accounting and budget (RAB) charge of 34% for Plan 2 loan outlay issued in the 2025/26 academic year to English domiciled borrowers. The RAB charge represents the subsidy portion of loan outlay as recorded in departmental accounts.
Outstanding debt, including interest accrued, is cancelled at the end of the loan term with no detriment to the borrower, and debt is never passed on to family members or descendants. There are no commercial loans that offer this level of borrower protection. This cancellation/subsidy is a conscious investment in our young people and the skills capacity, people and economy of this country.
Under the current Plan 5 student loan system, the repayment threshold is £25,000. Nationally, graduates across all subject areas have median earnings above this, five years after graduation, with the exception of Performing Arts graduates whose median earnings are £24,500.
More detail on courses at specific providers can be found in the department‘s published LEO provider level dashboard, which contains earnings outcomes at five years after graduation for each ‘provider x subject’ combination. This is available here: https://department-for-education.shinyapps.io/leo-provider-dashboard/
It should be noted that many of these combinations have outcomes suppressed due to low sample sizes, meaning it is not possible to produce a robust count of the total number of such courses.
Improving coordination between universities and NHS mental health services is a key priority. The Higher Education Mental Health Implementation Taskforce recently published Improving Student Mental Health through Higher Education-NHS Partnerships, which sets out evidenced models of effective collaboration and provides case studies showing how stronger partnerships working together can transform outcomes for students while delivering efficiencies for local health services. The government encourages any university not already involved in such a partnership to draw on these models and to work with their local integrated care board to identify an approach that meets local needs.
The Office for Students (OfS) is the independent regulator, and any decision to introduce a new regulatory condition would be for the OfS to determine. The Higher Education Mental Health Implementation Taskforce and department are working closely with the OfS as part of our work to improve consistency and raise standards in how providers support student mental health. This includes considering regulatory options alongside other levers such as governance, assurance and strengthened good practice frameworks. We will set out our position following advice from the taskforce, which is helping identify what a clear, strong and proportionate framework should look like.
The department works closely with a range of charities, who support parents, carers, children and young people with education, health and care (EHC) plans currently in place.
We have extended our current participation and family support contract to guarantee continuity of vital support services for parent carers and children and young people throughout 2026/27. These services include a national helpline which gives independent advice, support and resources to parent carers, and also the training of Special Educational Needs and Disabilities (SEND) Information Advice and Support Services (SENDIASS) staff to ensure they are up to date with legal advice and information, and that they can support families locally. SENDIASS offer independent impartial information, advice and support on the full range of education, health and social care for parents, carers, children and young people with SEND. They also provide advocacy support for individual children, young people, and parents, which includes representation during a tribunal hearing if the parent or young person is unable to do so.
These services are designed to help families understand the impact of changes to the SEND system particularly in relation to EHC plans.
The current national curriculum includes these topics, and there is a food preparation and nutrition GCSE, and science and geography are available at GCSE and A level.
In response to the Curriculum and Assessment Review, the department will enhance the identity of food education by clearly distinguishing cooking and nutrition, which will be renamed food and nutrition, as a distinct subject within design and technology.
The department will also enhance the focus on climate education and sustainability that already exists in subjects such as geography, science, and citizenship. We will also include sustainability within design and technology.
The national curriculum will be taught in academies when it is implemented.
At post-16, the department is continuing to support adults to retrain and reskill in line with the needs of the green economy. We have a range of qualifications for older learners that provide training in green skills including apprenticeships, T levels, Skills Bootcamps and higher technical qualifications.
Universities are expected to carry out serious incident reviews after a suspected student suicide, following sector‑developed postvention guidance produced by Universities UK, PAPYRUS and Samaritans, which sets clear expectations for reviewing incidents and identifying lessons for improvement.
To support sector‑wide learning, the department last year published the first National Review of Higher Education Student Suicide Deaths, drawing on more than 160 such reviews to provide a shared evidence base and recommendations for improvement across the sector. These recommendations are now being taken forward through the Higher Education Mental Health Implementation Taskforce, which is working with providers to embed consistent practice and strengthen postvention approaches.
The Taskforce is also exploring how to improve data and evidence collection so that learning from future cases can be captured more consistently and used to drive further continuous improvement across the sector.
Adoption England already has a well-established National Youth Forum. Young people who contributed to the All-Party Parliamentary Group on Adoption and Permanence’s Adoptee Voices report can join the Forum to share their views and influence the government and others involved in developing policy. The government particularly wants to hear from adoptees and those with lived experience of adoption. That is why we are seeking their views specifically through our consultation on the future of adoption support. The consultation document can be found here: https://www.gov.uk/government/consultations/adoption-support-that-works-for-all.
The government announced on 26 November 2025, as part of Autumn Budget 2025, the repayment threshold to apply to English Plan 2 student loans from April 2027 to April 2030.
The Student Loans Company (SLC) publish confirmation of the repayment threshold to apply in the upcoming financial year annually on GOV.UK. Further, SLC have extensive guidance on the operation of the student loan repayments system available on GOV.UK, including confirmation of the current repayment threshold.
The repayment term for Plan 2 loans is 30 years. They were designed and implemented by previous governments. Students in England starting degrees under this government have different arrangements.
The student loan system is designed to protect borrowers, and repayments are determined by income, not the amount borrowed or the rate of interest. Borrowers only start repaying their student loan once earnings exceed the threshold, after which they pay 9% of income above that level. To protect lower earners, if a borrower’s earnings drop, so do their repayments, and if earnings fall below the repayment threshold, then they repay nothing at all.
After 30 years any outstanding loan and interest is cancelled at the end of the loan term, and debt is never passed on to family members or descendants. A borrower on Plan 2 entering repayment at age 21 would have any outstanding loan amount written off at age 51. No commercial loan offers this level of protection.
There is currently no national tracking of looked-after children or previously looked-after children on health waiting lists and the department has not assessed the merits of such a measure.
All local authorities and healthcare partners have a responsibility to promote the health and wellbeing of all looked-after children. This is outlined within the ‘Promoting the health and wellbeing of looked-after children’ statutory guidance.
The local authority must ensure that every child whom it looks after has an up to date individual health plan. Health plans are based on individual health assessments carried out by a registered medical practitioner. They describe how identified needs will be addressed to improve health outcomes. Health assessments should take place at least every six months for children under five and at least every 12 months for children five and over.
As reflected in the British Dyslexia Association’s report, the effective early identification and intervention is critical in improving the outcomes of children and young people with special educational needs and disabilities. In an inclusive education system, settings should be confident in accurately assessing children and young people’s learning and development and meeting any educational needs with evidence-based responses.
There are a number of national assessments already in place to measure progress and help teachers identify where pupils may require additional support with literacy, such as the phonics screening check, and end of key stage 2 assessments. A range of measures have also been introduced that aim to support the effective teaching of reading, including for those with special education needs and disabilities or those at risk of falling behind. This includes the English Hubs programme, the reading and writing frameworks, the Reading Ambition for All programme and the published list of department-validated high-quality phonics programmes for schools.
To further support settings to identify need early, we are strengthening the evidence base of what works to improve early identification in mainstream settings, including through collaboration with UK Research Innovation.